For the second year running Adrian Flux came up trumps again with no rise in cost -> £330. 5k limited mileage with commuting, 0 points and 7 years NCB.

Glynwood were the second closest at £337 under a classic policy, but I stuck with Flux to keep my NCB growing. No one else I rang was near!

NCB? Therefore not a classic policy?

Seems like a decent quote considering that commuting will bump up the premium as well. Fully comp presumably?

Same experience for me, Flux beat everybody by >£50

Yes a fully comp 'normal' policy with commuting, not classic. I live in a city and it's parked on the road at night.

flux are always the best quote for me too .

sounds like an awesome deal

Good news. Mine is up in a month so going start phoning around starting with flux.

flux did my renewal £460 fully comp domestic only 4k a year and parked on the street .... same as last year

I got my coupe insured for £260 fully comp with a admiral multicar policy 3k a year and parked up drive.I have one years no claims as I use coupe as third car so my no claims are used on other cars

Since getting this policy I've added a stainless exhaust and induction kit for zero additional cost. Very happy with that!

flux couldnt match footman james.

the quote i got today was for
parked on the drive,
agreed valuation,
legal and
salvage purchase option.
Mods include exhaust and lowered suspension.
fully comp

2000 miles £248, or £215 without the lowered suspension...

Getting old has some benefits!

...and now for the third year running Flux came up trumps. I have the same details as above which came in at £310 but with a Front Mount added to the policy and 3,000 miles per year. This includes free legal cover too.

Sarah at Glynwood was £3 less but I decided to go with Adrian Flux as it keeps the NCB ticking over and I get 3rd party cover on other vehicles. Footman James were £376 this year.

I thought I'd add myself to the list. Just taken out my first policy with Adrian Flux. I was with AXA. Adrian was cheaper and also came with the Guaranteed Valuation. Protected No Claims at £203. But I do live in the middle of nowhere and its garaged.

I tried Sarah at Glywood which was around £100 more and as above I keep my NCB ticking

Couldn't be more pleased and impressed!!

flux are always the best quote for me too , £245 this year and on a London postcode .

I thought mine was cheap, but in London that is good, specially with your mods

Adrian Flux gets my vote... just insured mine with them complete with all mods / current spec for 10K.... cost me £285.

i am a happy bunny with that

Adrian flux wanted 1k plus for me?

Adrian Flux quoted the cheapest for me this year..... But then my current insurer (Brentacre) matched it! Worth giving them both a try!

Flux again for me at renewal, agreed value, limited mileage =£165 (but I am on old git so price may be because of grey hair !)

Mine is with AF inc breakdown £102.00 fully comp with no excess.

Flux came up trumps again at renewal time , 9k agreed value , 5k limited mileage = £233 with a London postcode .

Is it garaged Ian?

No but on a driveway .

And again this year!

And another year:

Flux £390
Footman James £450
Classic Line £561

Great price for me this year!

£234 with coilovers, 18" alloys, brake discs, exhaust, wheel spacers added and 4k limited mileage and not garaged.

Guys, advice please...

I've been with Adrian Flux for years due to my standard Coup now being "modified". I've made only subtle changes, Eibach's/LE skirts/LE front bumper/SuperSprint exhaust/Forge DV006 dump valve. It's been insured as TPFT on 1000k per year for peanuts of a premium, for about 5 years.

Now that I've just spent 4k on chassis work and a front end re-spray, plus lots of time spend by me (basically saving lots of labour @ £60 per hour) I want to insure it fully comprehensive and set the value myself.

Question is how much for?? What are the current values? I've seen much opinion of a "future classic" and that prices should rise etc but how do you actually quantify this?

My Coup is a good low mileage example, only slightly enhanced but generally unmolested, what it worth? Add 4k to the mix for money just spent ans that what I want to insure it for.

I imagine you may be asked to provide proof as to why you showing you Coupe has a sudden increase in value so its best to try and find similar Coupes which are for sale in similar condition or mileage or modification or all three. You can present these to the insurer.

Just renewed again with Adrian Flux (again using Marker Study for cover). I upgraded from TPFT to Fully Comp, 1000m miles a year to 4000m, added commuting, upped the value from £3000 to the max they would go which is £5500. The premium rose from £205 to £293, not bad. I threw in breakdown cover for another £56 so the DD will £40.68 x 10.This is still a Classic policy so there is no 'no claims bonus' being accrued but not an issue as I have this built up on the main car anyway.

I may still hack it out with the 'Agreed Value' team to get the value raised more. Hopefully pictures of an immaculate car, examples of what it would cost to go and buy another one of similar mileage and condition, and proof of recent work done may sway them.

I'm just worried about some idiot stuffing me up the arse like what happened to Cheech and feeling hard done by with the payout after lots of recent spend and hours of work.

As my current insurer Academy (previously Glynwood) haven't even sent me a renewal invitation for my renewal next week despite me chasing, I've just moved to Adrian Flux (using Kinetic for cover). They came in at £260 which was £85 less than Hagerty quoted for what seems to be the same cover. I'm assured I can get my current agreed value of £10k (subject to the usual photo evidence etc).

It seems that even with the same classic insurer they are brokers so we can end up with different limits to cover.

^^ this.

Shame about the rapid demise of Glynwood, formerly Neil Willies when Sarah used to look after us all so well.

Same thing here. They called me the day before my cover ended and then told me they couldn't offer me the same policy.

It then took THREE WEEKS to get them to confirm my 15 Years NCD

So I too am back with Flux. Limited mileage, agreed value, right to buy back salvage and all mods accepted. Just under £300.

Not renewal time yet,

But pretty sure I will make the jump if Flux or someone similar offers me that level of cost.

Academy (Glynwood) clearly don't want to quote the best.

Hey-ho its there loss sadly.

Regards

MM

Watch out if you have an agreed valuation with Adrian Flux: whilst haggling over this year's renewal premium, they casually told me over the phone that my agreed valuation now has to be 're-agreed' annually, and that the value shown on my renewal was no longer guaranteed! Something they hadn't told me about before...

So just to clarify re. Adrian Flux agreed value - you have to re-submit photos and a fee of £15 at every renewal, then their agreed valuation team will consider it anew. Also it's best not to auto-renew with any of the insurers, because they will always reduce their quote if you make the effort to haggle.

Well I get to put them to the test soon- as renewal date approaches.

Academy don't seem to want the business I guess.

MM

Try with Hagarty MM, members get a 15% discount on their premium

The policy offers

- Agreed Value at no extra cost
- RAC Breakdown roadside assistance and recovery (including EU assistance)
- European Cover (90 days as standard)
- Your choice of repairer
- £100,000 Legal Expenses
- Driving other cars (if insured by Hagerty)
- Glass Cover
- Lock Replacement
- Personal Registration Plate Cover
- Trailer Cover

Plus

- Salvage retention option

Well I will do Gunzi-Cheers,

Pretty much anyones going to get the business but Academy (Glynwood) who have offered no service to me at all -despite my loyalty.

Time we got you back in a coupe Gunzi..any temptations yet?

MM

Hagerty will only insure you if your car is not kept on the main road....

Thanks Edinburgh- I'm lucky enough its off the main road-and locked up.

MM

Apparently mine was "Too Modified"

Stop it!!

I followed MrC into Auto Italia in the wife’s 500X that was the first time since I sold mine I was properly tempted. His is MINT.

I have been with them a number of years. Renewal
quote was outrageous. So went elsewhere.

I've just moved my insurance across to Flux. Agreed value in writing at £10k (backed up by photos and description), FC, garaged, £156

Pleased to hear you still have your Coupe Cappo

I have been with Adrian Flux for the last 5 years I had a policy cancelled on my motorbike back in 2012 . Basically what happen i was a courier at the time had a couple of accident over 3 years Anyway LV was the underwriter and two weeks into the policy they cancelled . Out of two accidents i had one was my fault and the other was not . The one that was not my fault happened outside my house and i was paid out for my bike and injury in 2010 . The guy then went to an accident management company in 2012 and the case was re open but aviva did not inform me . In the end it went back to court in 2013 and the QC was David Camerons brother and went against me . It was tough to get over that one I complained to the FOS and they messed my complaint up and i was awarded compensation but the cancelled policy still stood With Adrian Flux on my 1988 Fiat Strada Aabrth 130TC with 1500 miles parked on my drive with a value of £8000 and 5 years NCB with a london postcode i am paying this year £860 on my classic policy . I asked about my Coupe 16valve turbo and it was £2400 however he said he would ring me back on Moday with a better quote and he did it was £1100 but i declined . At the moment i am doing on the belts on my 20VT and this will be my car from now on as the strada is coming off the road for a few years . I rarely use it as i travel to work on my motorbike . I am 5 months into my policy on the Strada and it will be interesting to see what extra they will charge me for the 20vt

Wow that's quite a story there, when are you getting the quotes for the 20VT?

How many Coupes do you own?

I shall be getting a quote from adrian flux at the end of the month . I own a 1995 red Fiat Coupe 16v turbo and a 1998 Sprint blue 20VT The 20VT is my ninth coupe .

Don't forget to see if the 15% club discount with Hagerty works out for you- worth a look in my opinion

Wow - at that price your paying about the same as a new driver. Maybe you need to get someone else to insure them and have you as a named driver.

I know there are specialists for people with involved insurance histories that may provide cover for what is considered "higher risk" drivers. I don't take you as such from how you have described your experiences, but clearly the industry are. Shameful - but its how they make money out of all of us.

Hoping you find some reasonable insurance quotes (less then 4 figures!)

Regards

Hagherty again this year.

Even simpler to re-insure for the year. Costs stayed the same - and I increased the value of the car.

Agreed value, plus fully comp for me and anyone else with full comp on there's, plus trackday cover and travel cover to all the places I may want to track her in Europe in 2019....well if they are allowing the English in by then.

Just a pleasant way to do business is how I would term them.

regards

MM

Being something of a car nut (amongst other things) I'm always looking for multi-car cover on a limited mileage, owner-driver only basis. Adrian Flux gave me a quote for three cars close to what my previous single car policy would have been for the Alfa Romeo 159 Ti. Can't say fairer than that.

Policy with MarkerStudy, a previous multi-car insurer was ERS. These seem to be difficult to find for a sensible price.

5K miles, owner-driver only, Fully Comp, Protected NCD (9+), minor excesses.
Abarth Grande Punto EsseEsse
Fiat Coupe 20VT (modified)
Alfa Romeo 159 Ti (chip tuned)