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Classic Line renewal #1596211
10/03/2017 18:04
10/03/2017 18:04
Joined: Aug 2006
Posts: 2,196
Banbury, Oxfordshire
Richard24 Offline OP
Competition Level
Richard24  Offline OP
Competition Level

Joined: Aug 2006
Posts: 2,196
Banbury, Oxfordshire
Just had my renewal with classic line insurance come through.
Gone up this year......... a whole £2
£217 3k per annum on a garaged 300bhp'ish worth of mods.

I asked them about the salvage buy back option.
Apparently it's only for cars 20 years old, however approaching 20 years old the insurer would probably give you a buy back option or you can go for a payment/settlement in lieu.
This would be slightly less than he repair cost.

Re: Classic Line renewal [Re: Richard24] #1596212
10/03/2017 18:08
10/03/2017 18:08

P
patch234
Unregistered
patch234
Unregistered
P



That seems a lot of money for 3k miles a year Richard! Just saying mate! Did you try any others?

Re: Classic Line renewal [Re: Richard24] #1596213
10/03/2017 18:29
10/03/2017 18:29
Joined: Dec 2005
Posts: 8,385
Lightwater, Surrey
DaveG Offline
Club Treasurer Member 311
DaveG  Offline
Club Treasurer Member 311
Je suis un Coupé

Joined: Dec 2005
Posts: 8,385
Lightwater, Surrey
Don't forget the postcode lottery when it comeskto insurance, I would say that was pretty good


1996 Portofino 20vt & 2000 Pearl White Plus
1985½ & 2016 2017 Fiat 124 Spider + XF Sportbrake
Re: Classic Line renewal [Re: Richard24] #1596224
10/03/2017 20:24
10/03/2017 20:24
Joined: Aug 2006
Posts: 2,196
Banbury, Oxfordshire
Richard24 Offline OP
Competition Level
Richard24  Offline OP
Competition Level

Joined: Aug 2006
Posts: 2,196
Banbury, Oxfordshire
I thought £217 wasn't bad, I haven't shopped around yet.
I'll try a few places tomorrow.

Re: Classic Line renewal [Re: Richard24] #1596399
13/03/2017 11:26
13/03/2017 11:26
Joined: Oct 2013
Posts: 1,290
Staffs
Dazvr6 Offline
My job on the forum
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Staffs
Seems a fair price.
Mine has just cost £206 with mods and not garaged, for 4k miles a year.

Re: Classic Line renewal [Re: Richard24] #1597308
25/03/2017 11:49
25/03/2017 11:49
Joined: Jan 2016
Posts: 649
UK
Clintos Offline
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UK
Just renewed with Lancaster for agreed valuation of 29K with all mods and upgrades including map (300BHP) and the ability to swap between 16' OE and 18' AZEV C rims for 5000 mile/year for £305 (legal and personal injury cover included).


Boooooooooost!!!
Re: Classic Line renewal [Re: Clintos] #1597313
25/03/2017 12:46
25/03/2017 12:46
Joined: Mar 2007
Posts: 16,662
Auld Reekie
Edinburgh Offline
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Auld Reekie
Excellent! Garaged, of course?


BumbleBee carer smile
Re: Classic Line renewal [Re: Edinburgh] #1597325
26/03/2017 02:59
26/03/2017 02:59
Joined: Jan 2016
Posts: 649
UK
Clintos Offline
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Clintos  Offline
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UK
Originally Posted By Edinburgh
Excellent! Garaged, of course?


No, just driveway. Unable to get car in or out my narrow single garage, plus its full of motorbikes and general garage junk etc. Car lives in a permabag during winter months


Boooooooooost!!!
Re: Classic Line renewal [Re: Richard24] #1597327
26/03/2017 05:44
26/03/2017 05:44
Joined: May 2013
Posts: 156
Berkshire
tim16v Offline
On a journey
tim16v  Offline
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Posts: 156
Berkshire
I'm amazed at these low quotes from Classicline, I've found them to be outrageously expensive. Mid £300's for a (non performance related) modified VIS, I'm in my 50's, 25 years NCB, 3rd car, good postcode, 3k miles and garaged!

Glynwood on the other hand are excellent so that's where I am.

Re: Classic Line renewal [Re: Richard24] #1597333
26/03/2017 08:42
26/03/2017 08:42
Joined: Jan 2016
Posts: 649
UK
Clintos Offline
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Glynwood wouldn't even provide a quote so won't be approaching them ever again, customer lost


Boooooooooost!!!
Re: Classic Line renewal [Re: Clintos] #1597338
26/03/2017 12:01
26/03/2017 12:01
Joined: Mar 2007
Posts: 16,662
Auld Reekie
Edinburgh Offline
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Auld Reekie
Originally Posted By Clintos
Glynwood wouldn't even provide a quote so won't be approaching them ever again, customer lost


No unfortunately their arrangement with Equity Red Star has become more limited and they won't do an agreed valuation any more for an ungaraged vehicle.


BumbleBee carer smile
Re: Classic Line renewal [Re: Edinburgh] #1597344
26/03/2017 14:33
26/03/2017 14:33
Joined: Jan 2016
Posts: 649
UK
Clintos Offline
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Clintos  Offline
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UK
Originally Posted By Edinburgh
Originally Posted By Clintos
Glynwood wouldn't even provide a quote so won't be approaching them ever again, customer lost


No unfortunately their arrangement with Equity Red Star has become more limited and they won't do an agreed valuation any more for an ungaraged vehicle.


We didn't even get that far into the conversation, i was told the amount was too great for them to cover....wtf?! They are an insurance company banghead


Boooooooooost!!!
Re: Classic Line renewal [Re: Richard24] #1597348
26/03/2017 15:18
26/03/2017 15:18
Joined: Dec 2005
Posts: 33,522
Berlin
barnacle Offline
Club Member 18 - ex-Minister without Portfolio
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Joined: Dec 2005
Posts: 33,522
Berlin
Unfortunately, there seems to be a difference between what we think the coupe is worth - particularly after we've spent a small fortune[1] restoring them - and what the average ebay price is... and it's the latter that is what they're using to value.

They seem immune to the argument that those which have had the money spent on them just don't come up for sale. And they can't work out why someone would spend fifteen or more grand fettling a 'three grand' car.


[Linked Image]
Don't get no respect! Coupe Fiat 1994-2000 - an owner's guide <-- clicky!
Re: Classic Line renewal [Re: Richard24] #1597350
26/03/2017 15:24
26/03/2017 15:24
Joined: Jan 2016
Posts: 649
UK
Clintos Offline
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UK
Like I said, Lancaster didn't have a problem though. An agreed Valuation should be at least given whether you accept it or not but glywood wouldn't even comment. At the end of the day they could have told me either what they were prepared to cover it for or offer a higher premium for the cover required by the client


Boooooooooost!!!
Re: Classic Line renewal [Re: Richard24] #1597353
26/03/2017 16:36
26/03/2017 16:36
Joined: May 2013
Posts: 156
Berkshire
tim16v Offline
On a journey
tim16v  Offline
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Posts: 156
Berkshire
I forgot to add that the irony in the Classicline/Glynwood matter was that they both quoted from exactly the same insurance company!

No problem with the agreed value through Glynwood either.

I now cover the Abarth daily through Glynwood too as that was a reasonable price with good cover.

Re: Classic Line renewal [Re: Edinburgh] #1597362
26/03/2017 21:41
26/03/2017 21:41
Joined: Dec 2005
Posts: 21,482
Aldershot
PeteP Offline
Hon Club Member 005, Membership Secretary
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Posts: 21,482
Aldershot
Originally Posted By Edinburgh
Originally Posted By Clintos
Glynwood wouldn't even provide a quote so won't be approaching them ever again, customer lost


No unfortunately their arrangement with Equity Red Star has become more limited and they won't do an agreed valuation any more for an ungaraged vehicle.


Just renewed mine with ERS through Glynwood Simon and no problem with agreed value and it being parked on the drive as I have no garage.
Don't think they can give the same cover if it's normally left on the street overnight.


16VT and X1/9 1500

We must all do our part for the planet.
I unplugged a row of electric cars that nobody was using.
Re: Classic Line renewal [Re: PeteP] #1597363
26/03/2017 22:06
26/03/2017 22:06
Joined: Mar 2007
Posts: 16,662
Auld Reekie
Edinburgh Offline
Club President, member225
Edinburgh  Offline
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Forum veteran

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Posts: 16,662
Auld Reekie
In that case I stand corrected Pete, must be the "on-street" issue.


BumbleBee carer smile
Re: Classic Line renewal [Re: Richard24] #1597600
30/03/2017 16:56
30/03/2017 16:56
Joined: Aug 2007
Posts: 8,057
Southsea
G
Gunzi Offline
Club member 189, Former Club President
Gunzi  Offline
Club member 189, Former Club President
Je suis un Coupé
G

Joined: Aug 2007
Posts: 8,057
Southsea
Yep street parking is an issue for me too, I've yet to get lower than £300 for 3k per year and mods declared.

Re: Classic Line renewal [Re: Richard24] #1597611
30/03/2017 19:27
30/03/2017 19:27
Joined: Aug 2006
Posts: 2,196
Banbury, Oxfordshire
Richard24 Offline OP
Competition Level
Richard24  Offline OP
Competition Level

Joined: Aug 2006
Posts: 2,196
Banbury, Oxfordshire
Renewed today, £217 with legal cover and uk/eu breakdown cover

Re: Classic Line renewal [Re: Richard24] #1598033
06/04/2017 12:36
06/04/2017 12:36
Joined: Mar 2007
Posts: 16,662
Auld Reekie
Edinburgh Offline
Club President, member225
Edinburgh  Offline
Club President, member225
Forum veteran

Joined: Mar 2007
Posts: 16,662
Auld Reekie
Productive chat with Classic Line yesterday with a competitive quote smile

Disappointing chat with Lancaster today who told me they couldn't even look at it frown


BumbleBee carer smile
Re: Classic Line renewal [Re: Edinburgh] #1598035
06/04/2017 12:47
06/04/2017 12:47
Joined: Jan 2016
Posts: 649
UK
Clintos Offline
Club member 2040
Clintos  Offline
Club member 2040
Enjoying the ride

Joined: Jan 2016
Posts: 649
UK
Originally Posted By Edinburgh
Productive chat with Classic Line yesterday with a competitive quote smile

Disappointing chat with Lancaster today who told me they couldn't even look at it frown


I'm with Lancaster for the second year now on agreed valuation through Markerstudy


Boooooooooost!!!
Re: Classic Line renewal [Re: Clintos] #1598041
06/04/2017 14:51
06/04/2017 14:51
Joined: Mar 2007
Posts: 16,662
Auld Reekie
Edinburgh Offline
Club President, member225
Edinburgh  Offline
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Forum veteran

Joined: Mar 2007
Posts: 16,662
Auld Reekie
Originally Posted By Clintos
Originally Posted By Edinburgh
Productive chat with Classic Line yesterday with a competitive quote smile

Disappointing chat with Lancaster today who told me they couldn't even look at it frown


I'm with Lancaster for the second year now on agreed valuation through Markerstudy


Yep after your recommendation I decided to try them but they turned me down as it had too many mods......

Momo wheels
Recaro Seats
SS cat back exhaust
lowering springs
LE bodykit
Dump valve
Stage 1 map

Imagine if I'd mentioned the Plus grille rolleyes


BumbleBee carer smile
Re: Classic Line renewal [Re: Edinburgh] #1598113
07/04/2017 08:50
07/04/2017 08:50
Joined: Apr 2015
Posts: 575
Ayrshire
ScouseCoupe Offline
Enjoying the ride
ScouseCoupe  Offline
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Joined: Apr 2015
Posts: 575
Ayrshire
Originally Posted By Edinburgh
Originally Posted By Clintos
Originally Posted By Edinburgh
Productive chat with Classic Line yesterday with a competitive quote smile

Disappointing chat with Lancaster today who told me they couldn't even look at it frown


I'm with Lancaster for the second year now on agreed valuation through Markerstudy



Yep after your recommendation I decided to try them but they turned me down as it had too many mods......

Momo wheels
Recaro Seats
SS cat back exhaust
lowering springs
LE bodykit
Dump valve
Stage 1 map

Imagine if I'd mentioned the Plus grille rolleyes



Footman James for you then, like I. Do agreed value as well on a rolling improvement policy as well. I believe Lancaster Insurance do something similar that no doubt Clintos has included..

Last edited by ScouseCoupe; 07/04/2017 08:52.

1999 Rosso Corsa 20VT ( Restored )
2000 Rosso Alfa 916 Spider 2.0 T.S Lusso ( Under Restoration)

Re: Classic Line renewal [Re: Richard24] #1598116
07/04/2017 09:30
07/04/2017 09:30
Joined: Jan 2016
Posts: 649
UK
Clintos Offline
Club member 2040
Clintos  Offline
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Enjoying the ride

Joined: Jan 2016
Posts: 649
UK
Mine is covered for 5000miles/year with aftermarket wheels, turbo upgrade and map all declared for an agreed valuation of 25k. I did initially value the car at 29k but Lancasters panel of 'so called' experts would only 'agree' 25K


Boooooooooost!!!
Re: Classic Line renewal [Re: Clintos] #1598125
07/04/2017 11:29
07/04/2017 11:29
Joined: Mar 2007
Posts: 16,662
Auld Reekie
Edinburgh Offline
Club President, member225
Edinburgh  Offline
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Forum veteran

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Posts: 16,662
Auld Reekie
Originally Posted By Clintos
Mine is covered for 5000miles/year with aftermarket wheels, turbo upgrade and map all declared for an agreed valuation of 25k. I did initially value the car at 29k but Lancasters panel of 'so called' experts would only 'agree' 25K


I give in frown


BumbleBee carer smile
Re: Classic Line renewal [Re: barnacle] #1598138
07/04/2017 18:39
07/04/2017 18:39
Joined: Dec 2005
Posts: 1,462
Kent
Submariner Offline
My job on the forum
Submariner  Offline
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Kent
Originally Posted By barnacle
Unfortunately, there seems to be a difference between what we think the coupe is worth - particularly after we've spent a small fortune[1] restoring them - and what the average ebay price is... and it's the latter that is what they're using to value.

They seem immune to the argument that those which have had the money spent on them just don't come up for sale. And they can't work out why someone would spend fifteen or more grand fettling a 'three grand' car.


Nor can I to be honest.

Re: Classic Line renewal [Re: Submariner] #1598153
08/04/2017 04:09
08/04/2017 04:09
Joined: Jan 2016
Posts: 649
UK
Clintos Offline
Club member 2040
Clintos  Offline
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Enjoying the ride

Joined: Jan 2016
Posts: 649
UK
Originally Posted By Submariner
Originally Posted By barnacle
Unfortunately, there seems to be a difference between what we think the coupe is worth - particularly after we've spent a small fortune[1] restoring them - and what the average ebay price is... and it's the latter that is what they're using to value.

They seem immune to the argument that those which have had the money spent on them just don't come up for sale. And they can't work out why someone would spend fifteen or more grand fettling a 'three grand' car.







Nor can I to be honest.


Because I can


Boooooooooost!!!
Re: Classic Line renewal [Re: Richard24] #1598183
08/04/2017 16:09
08/04/2017 16:09
Joined: Dec 2005
Posts: 1,462
Kent
Submariner Offline
My job on the forum
Submariner  Offline
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Posts: 1,462
Kent
Of course, but owner's should not be surprised when trying to agree a value for a car that the insurance industry has seen as not worth a fig.

Re: Classic Line renewal [Re: Richard24] #1598200
08/04/2017 23:39
08/04/2017 23:39
Joined: Jan 2016
Posts: 649
UK
Clintos Offline
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UK
I wouldn't call £25k a fig. Not sure if you fully understand the principle of agreed valuation or not but it's not about how much you can get for your shed, it's about getting the true value of invested money into your car back to replace it with a like for like replacement in the event of a total loss.


Boooooooooost!!!
Re: Classic Line renewal [Re: Richard24] #1598219
09/04/2017 12:53
09/04/2017 12:53
Joined: Dec 2005
Posts: 33,522
Berlin
barnacle Offline
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Posts: 33,522
Berlin
We had some discussion with Lancaster's club coordinator at the NEC last week; we're waiting for Joe to get back from Assen to get some photos to see what their valuers have to say. Otherwise, their responses were positive at the stand.

Watch this space, I guess.


[Linked Image]
Don't get no respect! Coupe Fiat 1994-2000 - an owner's guide <-- clicky!
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