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Lancaster #1612773
08/12/2017 13:40
08/12/2017 13:40
Joined: Dec 2005
Posts: 32,430
Hemel in the Hempstead
barnacle Offline OP
Club Member 18 - ex-Minister without Portfolio
barnacle  Offline OP
Club Member 18 - ex-Minister without Portfolio
Forum Demigod

Joined: Dec 2005
Posts: 32,430
Hemel in the Hempstead
Got a very good price with Lancaster as a classic, agreed value, restricted miles, and living in a garage - at a third of the price I was offered by Glynwood (as was) and still with ERS.

Finger trouble when they processed it - I asked for UK recovery but got legal cover instead - but they sorted that in a couple of days (and sent me fifteen quid, too!)


[Linked Image]
Don't get no respect! [b]Coupe Fiat 1994-2000 - an owner's guide[/b] <-- clicky!
Re: Lancaster [Re: barnacle] #1612791
08/12/2017 21:53
08/12/2017 21:53
Joined: Aug 2007
Posts: 7,614
Southsea
Gunzi Offline
Club President
Gunzi  Offline
Club President
Je suis un Coupé

Joined: Aug 2007
Posts: 7,614
Southsea
Great result there Neil. I'll try them next year to see if I can move on from Adrian Flux.

Re: Lancaster [Re: barnacle] #1614284
09/01/2018 23:36
09/01/2018 23:36
Joined: Oct 2016
Posts: 169
Southampton
B
Benharris24 Offline
On a journey
Benharris24  Offline
On a journey
B

Joined: Oct 2016
Posts: 169
Southampton
Was your car modified? I'm calling them tomorrow for a qoute.

Re: Lancaster [Re: barnacle] #1614600
17/01/2018 11:38
17/01/2018 11:38
Joined: Dec 2005
Posts: 879
Livingston
Barney Offline
Enjoying the ride
Barney  Offline
Enjoying the ride

Joined: Dec 2005
Posts: 879
Livingston
How did you get on Ben?

Re: Lancaster [Re: barnacle] #1614626
17/01/2018 22:08
17/01/2018 22:08
Joined: Oct 2016
Posts: 169
Southampton
B
Benharris24 Offline
On a journey
Benharris24  Offline
On a journey
B

Joined: Oct 2016
Posts: 169
Southampton
Yes I'm insured with them now £325 mods declared
5k miles a year

Re: Lancaster [Re: barnacle] #1614630
17/01/2018 22:59
17/01/2018 22:59
Joined: Dec 2005
Posts: 879
Livingston
Barney Offline
Enjoying the ride
Barney  Offline
Enjoying the ride

Joined: Dec 2005
Posts: 879
Livingston
Nice one, I'll give them a try. Thanks for the info & to Neil for the suggestion. thumb

Re: Lancaster [Re: barnacle] #1636496
31/10/2019 09:19
31/10/2019 09:19
Joined: Mar 2015
Posts: 102
Gwent, South Wales
bobbyboy Offline
Club member 1504
bobbyboy  Offline
Club member 1504
On a journey

Joined: Mar 2015
Posts: 102
Gwent, South Wales
Took a policy out with Lancaster in April, my first time with them.
A couple of months later, I informed them of a numberplate change, stinging me £30 for the privilege, which seemed a bit high at the time, but accepted it without question.
Had to cancel the policy this week, only 6 months down the line.
This is where my disappointment really begins.
I understand that an admin fee will be charged, as I'm not completing the full year agreement.
But receiving no refund at all, not a penny, stunned me enough that I came off the phone to them without even questioning it.
So I'm posting this to highlight the excessive charges, in my opinion obviously, that some companies choose to levy on policy holders.
Suffice to say I won't be looking at calling Lancaster at renewal time in the future.

Re: Lancaster [Re: barnacle] #1636497
31/10/2019 09:58
31/10/2019 09:58
Joined: Feb 2017
Posts: 1,223
Leicester UK
Ballypete Offline
Club Treasurer
Ballypete  Offline
Club Treasurer
My job on the forum

Joined: Feb 2017
Posts: 1,223
Leicester UK
Might be worth looking at Hagerty for your renewal bobbyboy, members get a club discount and they appear to be quite relaxed around admin charges


Doris the 1998 Portofino Blue 20V and Zoe the 1999 Alfa Romeo 916 Spider
Bog standard needn't be boring...
Re: Lancaster [Re: barnacle] #1636502
31/10/2019 14:10
31/10/2019 14:10
Joined: Mar 2015
Posts: 102
Gwent, South Wales
bobbyboy Offline
Club member 1504
bobbyboy  Offline
Club member 1504
On a journey

Joined: Mar 2015
Posts: 102
Gwent, South Wales
I used Hagerty the year before, and only used Lancaster this year due to their lower premium.
Maybe Lancaster use the lower premiums to bring business in, and charge higher admin fees to make up this difference.
I've never had reason to cancel a policy, so apart from the odd change mid term, I've never been in this position before.
Ah well, you live and learn.
Interestingly though, on the same day this happened, I also cancelled a modern car policy with Direct Line, as I wanted to put this other car on a classic policy.
I'm being refunded the remaining months premiums, and they're not charging any admin as they admit that they don't offer classic policies, so feel they shouldn't penalise me for this reason. Quite refreshing to be honest, and unexpected.

Re: Lancaster [Re: barnacle] #1636549
02/11/2019 14:09
02/11/2019 14:09
Joined: Dec 2005
Posts: 1,345
Kent
Submariner Offline
My job on the forum
Submariner  Offline
My job on the forum

Joined: Dec 2005
Posts: 1,345
Kent
I'm not bothered about agreeing a value, I 'insure it for £5K'. with cashback my policy with 2K miles pa is £73 fully comp with £250 excess (with excess refunded if paid out).


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