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Laid up / SORN insurance #1672302
06/06/2024 15:35
06/06/2024 15:35
Joined: Mar 2006
Posts: 1,516
Scottish Borders
G_Man Offline OP
Club member 1656
G_Man  Offline OP
Club member 1656
My life on the forum

Joined: Mar 2006
Posts: 1,516
Scottish Borders
Peeps - anyone ever taken such a policy out and if so with whom please? Been on a comparison site specifically for this but unable to get a quote for some reason confused And before anyone suggests 3PFaT - it's not the same as it's for cars still on the road.

smile


77 77
Re: Laid up / SORN insurance [Re: G_Man] #1672305
06/06/2024 19:12
06/06/2024 19:12
Joined: Dec 2005
Posts: 21,583
Aldershot
PeteP Offline
Hon Club Member 005, Membership Secretary
PeteP  Offline
Hon Club Member 005, Membership Secretary
Forum Fossil

Joined: Dec 2005
Posts: 21,583
Aldershot
Alan, I believe both Hagerty and Lancaster offer this cover, though I have never bothered.

I just keep them insured for the road all the time even when they aren't taxed and not being used.

My 2 cost about £300 a year for agreed value insurance on both cars.


16VT and X1/9 1500

We must all do our part for the planet.
I unplugged a row of electric cars that nobody was using.
Re: Laid up / SORN insurance [Re: G_Man] #1672437
14/06/2024 15:49
14/06/2024 15:49
Joined: Sep 2007
Posts: 986
Behind Enemy Lines
Master_Mariner Offline
Club member 583
Master_Mariner  Offline
Club member 583
Enjoying the ride

Joined: Sep 2007
Posts: 986
Behind Enemy Lines
I'm in the same boat as Pete with mine,

Its always insured, and taxed. I know some point out its "dead" money when its usually laid up all winter...but just in case this global warming ever comes true- and it actually stops raining this summer - i like the freedom of knowing its ready to go legally when needed.

Of course......renewal time is just around the corner with hagerty. And I've seen some horror stories already with people having double+ increases in their insurance.

So Hagerty have their work cut out this time.

Regards

Re: Laid up / SORN insurance [Re: G_Man] #1672442
14/06/2024 21:26
14/06/2024 21:26
Joined: Dec 2005
Posts: 634
France, Charente
paulw Offline
Club Member 1326
paulw  Offline
Club Member 1326
Enjoying the ride

Joined: Dec 2005
Posts: 634
France, Charente
Similar thing here in France.

Mine is insured fully comp all year round, but during the winter if it is going to stay in it's garage for a period (usually a month each time), I just have to let the insurance company know and the premium is reduced by 50% simply for not driving it. If I want to take it out any time then likewise a quick call and I'm good to go!

Mind you, the difference is that here, all vehicles must be insured at all times, even if you are not using them!

Paul


Paul W.

[Linked Image]


Re: Laid up / SORN insurance [Re: G_Man] #1672448
15/06/2024 12:45
15/06/2024 12:45
Joined: Mar 2008
Posts: 5,098
highlands
jimboy Offline
Club Member 857
jimboy  Offline
Club Member 857
Forum is my life

Joined: Mar 2008
Posts: 5,098
highlands
Aye, I’m insured all year round. Insurance cost up here £200 including breakdown more than happy with that. Over most of the winter the beastie is locked up in my garage.


I'm an old git & happy with it,most of the time

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