In a nutshell – is the LE modified or standard?
I might be wrong; but from my limited (at present) knowledge & experience, it seems that the 20v turbo is group 19, but I have seen car dealers advertising the LE as group 20 in their adverts. When I went online with my present insurer, Elephant, the list of possible models included the 20VT, the 20VT plus model 1999 onwards, but no mention of the LE.

It was the same story when I tried ringing them; - only the 2 choices.

It just so happens that the LE I am buying is a 1998. Therefore it doesn’t ‘fit’ as a plus model (too old); so should I just insure it as a normal 20v turbo? The price difference for the plus model is about an extra £100.
My insurance company also said that they would give me ‘market value’ for the car if it was written off. I can therefore assume, I suppose, that I wouldn’t get back anything like what I paying for the LE if the worst were to happen!

Many thanks for the advice & guidance,
Gary.