im 37 yrs old 5 years ncb(65%) no convictions no points 1 accident(not my fauly)motormech exhaust only mods and im getting £753 as my cheapest quote

Where do you live? When was the accident - some insurers look at 5 years, some (e.g Admiral group) only 3

Have you tried the insurers in the list in this section. Adrian Flux always seem competitive. Otherwise, buy through Quidco and you'll at least get some cash back (I got £40 back with Sheilas Wheels)

live in pr7 lancs,accident in june this year but not my fault,65%ncb still intact,but i was getting quotes for £400 ish 4 months ago only stayed with my insurance to get the ncb in nov

Where are you looking for insurance? That does seem very high considering your age / ncb.

Try Noel Dazely or Green Light.

Swinton quoted me £750+ as a new customer, my Adrian Flux renewal was only £500. Try them.

i got fully comp with breakdown for under £300 with hsbc

i went on compair the market my renewal with my current insurer was over 1k i got it down to £650 with admiral if id have paid for it outright it would have been £500.

im 28 with 4yncb do some shopping

noel dazely wouldnt quote me due to policy not being renewed until 9th nov,adrian flux quoted 700 fully comp,just dont understand quotes im getting id have thought around £500 max for my age ,ncb,and have a full licence for 19yrs,also clean licence

If you've not yet try Admiral, Bell & Elephant. Don't forget to add a female ie sister / wife / mother as this usually lowers the policy. You can play with this feature on the Elephant / Bell websites.

try esure, post office, compare the market etc.

i will say though, your address can make a HUGE difference.

no sure on your location so i cant comment, but i moved a few years ago ( a distance of about 4 miles, and then kept car in a locked garage instead of on the driveway) and my premium went up nearly £180!

Has the accident claim been settled and finalised yet?

If not your quotes will be inflated until it is settled and you come out as the innocent party.

ive not had expences or injury claim if im getting anything my insurance company has reinstated my 65%ncb,phnoned up one of our recommended insurers and his quote was over £2000!!!!!!!!!!!!,im still keeping the coupe no matter what i was just expecting a lower quote

Had the same problem before its because of the accident. Even though its not ur fault they say statistically youll have another in the next two years. I compared quotes with or without the not fault accident and it was costing 2-£300 more. Very unfair when its a non fault accident.

Not all insurers penalise non fault, the Admiral group certainly do as I have had the same grief in the past. Perhaps try Aviva, Direct Line, Privilege, More Than etc - the big companies who may not be on the price comparison sites

What did Flux and Greenlight say?

steve i had good quotes from first alternative (part of esure) and direct line despite having 2 accidents in 2 years, both none blame to me.

you're paying about twice as much as me so something is wrong there, although i acknowledge i am ancient....

flux quoted 692 fully compe with 350 xs,greenlight no quote yet as its too early,bell quotes "over 2000"!!!!!!!!

Is the Coupe your only car?

Hagerty Insurance quoted me £226 on a limited mielage 5k pa but will only quote if its not your main car
tel 08700 420 220

steve it'd be cheaper to move to a good postcode...

hi proccy...........no need direct line have quoted me 468 fully comp im getting there

Go on confused dot com. I did last year and got a great deal off 'More than' They were third in the list but were the first company i had heard of. Folk always say remaining with the same insurer year after year costs more as they sneakily increase your premium but this year 'More Than' have offered me a 20% loyalty bonus bringing it down to £230.00

Sounds a good deal, but what do you get if the worse happens and you total it?
Haggerty (see above) comes with an agreed value

Bizzzare, I've just turned 25, got 3 years NCB and no accidents. £550 - that's got my sister on it though

Flux have been brilliant for me.

I've just had a second car insured with them, I told them I didn't want to cancel my cover with them to release the NCB (used on the coop) but as the Volvo seems to be more expensive to insure I needed the NCB or a damn good quote.

They kept the policy on the coop using my full no claims as is and found a company to give me a hugely discount quote for the Volvo on the strength of that no claims.

The quote they gave me on the Volvo was just £80 more than the cheapest quote I'd found online using my FNCB!

So both cars insured fully comp for a tad over £700 with all the bells and whistles and just £150 excess on each, no limited mileage. Admiral multicar got nowhere near that!

It's renewal time on the coop in 3 months, we'll see what the renewal figure is like.

G

Did you declare your mods to Flux? When I got my quote with them last year it was stupid, £700 plus, I'm 40 this year, full NCB, no points etc etc. She then said to me that if it was modified the quote would be more favourable as that is their core business, so I told her I'd fit a K&N, asked her to re-run the quote and it halved the quote, actually, more than halved it!!

Oh, and being a member here knocked the second quote down a little also, I forgot to mention it the first time round, shame on me!

Insurance annoys me, I can remember when it was pretty much the norm to go TPFT if your car was less than a couple of grand, now the quotes can be higher than fully Comp!

That Haggerty lot sound like good eggs as well, agreed value is the way to go if you can. I'll be giving them a call when the coop is up for renewal in a few months.



Gareth