Fiat Coupe Club UK
Noel Dazely V Greenlight
Posted By: Anonymous
Noel Dazely V Greenlight - 29/09/2006 18:40
Well I've managed to get two blinding quotes from Noel Dazely and Greenlight of £545 and £557 (resp.) for a 20VT for fully comp and £250xs. Not bad at all considering I'm only 28.
Obviously, with the difference in price being so little the swinging factor is which company gives the better service and who charges less for future mods. The 20VT is pretty standard at the moment but in due time i'll be adding 18''s, lowering her and fitting skirts and probably a different front bumper.
Could people please give me an idea of how much either company charged them for their mods and an idea of their customer service if possible?
Cheers in advance,
Den
Posted By: Anonymous
Re: Noel Dazely V Greenlight - 29/09/2006 18:44
I have had no problems with Greenlight. All my Mods are declared, Stainless CAT Back, Gtec chip, Ram air induction. I think in total it cost me about £80. Not bad I thought!
Posted By: Anonymous
Re: Noel Dazely V Greenlight - 29/09/2006 18:51
I'm also 28, 5yrs NCB, Car's parked on a London Street and all mods/bhp figure declared. ND came back with a fully comp quote of just over £600.
I was gobsmacked!
Posted By: JimO
Re: Noel Dazely V Greenlight - 29/09/2006 18:58
A few of us are currently upset with ND with regard to refund payments and it seems we are powerless to do anything about them. So it would be handy if by them not giving me the few hundred quid I think I deserve you don't spend £600 with them
Stick that ND
Posted By: Anonymous
Re: Noel Dazely V Greenlight - 29/09/2006 19:07
heh heh.. if there's a JimO's car insurance available i'll happily give you the £600.
Posted By: Ed
Re: Noel Dazely V Greenlight - 29/09/2006 19:13
Greenlight have had a bit of stick on here regarding sending of proof of no claims after policy end, but haven't had to do this yet myself as they have always been competetive (well ok Elephant beat their quote this year but not by enough to make me switch).
They dealt with the changeover between Coupés very efficiently as well
Posted By: Anonymous
Re: Noel Dazely V Greenlight - 06/10/2006 03:09
Well it seems that both companies have their pro's and cons. Reading a previous post, it seems that Greenlight aren't too great at refunding cancelled policies either.
Looks like Noel Dazely it is then.
Cheers,
Den
Posted By: Anonymous
Re: Noel Dazely V Greenlight - 06/10/2006 15:38
in an accident situation ND come out best, Ive used both!
Posted By: carphone
Re: Noel Dazely V Greenlight - 06/10/2006 23:50
After my write off accident Greenlight would not offer me a renewal at the end of the year, Although they did pay me out ok after some debate.
ND has just offered me a great quote and i am now with them. Hopefully wont need to test their pay out quality :-)
Thanks
Dan
Posted By: Anonymous
Re: Noel Dazely V Greenlight - 07/10/2006 01:35
Quote:
in an accident situation ND come out best, Ive used both!
To be honest thats neither here nor there seeing as any claims are handled by the insurer and not the broker.
The problem with brokers is that any problems and its the insurance companies fault.
Still waiting for my refund from ND after 1 month 
Posted By: Anonymous
Re: Noel Dazely V Greenlight - 07/10/2006 14:02
Posted By: Anonymous
Re: Noel Dazely V Greenlight - 14/10/2006 22:40
Thats with Adrian Flux, it actually sound better now with a few mods and there 1 group higher than the 16vt
Posted By: Anonymous
Re: Noel Dazely V Greenlight - 14/10/2006 23:42
I personally am with Greenlight and havent had any probs. £1200 including mods and im 21 with 1 ncd.
Ross
Posted By: came2dance
Re: Noel Dazely V Greenlight - 15/10/2006 06:13
I'm with ND and have just got a renewal quote of about 500 quid (just over I think) for a standard 20Vt. I.m 50 with full no claims
is this not all that good then
Posted By: Anonymous
Re: Noel Dazely V Greenlight - 15/10/2006 14:33
It doesn't sound that good, but it depends on where you live and any mods? Try Greenlight, Adrian Flux and even the Admiral group for comparison if your car is standard
If standard, it might also be worth chucking your details through screentrade or confused.com
Posted By: Anonymous
Re: Noel Dazely V Greenlight - 15/10/2006 16:29
I'm 34 and just had a quote for circa £495 of both including all the mods.
Posted By: JimO
Re: Noel Dazely V Greenlight - 15/10/2006 17:31
Quote:
I'm with ND and have just got a renewal quote of about 500 quid (just over I think) for a standard 20Vt. I.m 50 with full no claims
is this not all that good then
They probably have to take your age into account you know you're not going to be as quick behind the wheel as some of us youngsters
Posted By: Anonymous
Re: Noel Dazely V Greenlight - 15/10/2006 21:49
Youngsters? Not-so-youngsters for you Jimo!!!
Ross
Posted By: Anonymous
Re: Noel Dazely V Greenlight - 15/10/2006 22:27
Quote:
Thats with Adrian Flux, it actually sound better now with a few mods and there 1 group higher than the 16vt
I tried Adrian Flux and the best they could do for me was £740.
Den
Posted By: came2dance
Re: Noel Dazely V Greenlight - 15/10/2006 23:58
Quote:
Quote:
I'm with ND and have just got a renewal quote of about 500 quid (just over I think) for a standard 20Vt. I.m 50 with full no claims
is this not all that good then
They probably have to take your age into account you know you're not going to be as quick behind the wheel as some of us youngsters
There's a thing though I might try Saga
If they take me on I'll tell them you'll be along shortly Jimbo
Posted By: Anonymous
Re: Noel Dazely V Greenlight - 16/10/2006 00:22
And
Posted By: Anonymous
Re: Noel Dazely V Greenlight - 16/10/2006 22:32
Noels quote has been the best for me so far been looking at quotes for Eskimo car which im going up to have a look at on sat cheapest before Noels was 940 but Noel said 844 tpft which i think is a gr8 price considering im 23 with no ncb but i do live in a very quite place!!! thats on 20vt
Posted By: Anonymous
Re: Noel Dazely V Greenlight - 18/10/2006 03:40
Quote:
Quote:
in an accident situation ND come out best, Ive used both!
To be honest thats neither here nor there seeing as any claims are handled by the insurer and not the broker.
The problem with brokers is that any problems and its the insurance companies fault.
Still waiting for my refund from ND after 1 month
I should have explained myself better!
It is relevent as ND only use Ensign (who behaved like a decent insurance company.)
Whilst Greenlight only use Highways, who are shockingly bad (imho, but see
http://www.mazdarotaryclub.com/forums/showthread.php?t=28074
)
I am also waiting for a refund from ND. ND have actually got involved when I needed to claim. ND'd uninsured loss recovery department is excellent as well. I also am in love with Sarah and Julie, even though they sound about 80!
Posted By: Anonymous
Re: Noel Dazely V Greenlight - 18/10/2006 16:31
Quote:
Whilst Greenlight only use Highways, who are shockingly bad
This is Not True
We are a broker and don't only use Highway, we deal with 12 other insurance companies.
Highway are just one of the insurers we have on our panel.
Best Regards
Neil
Greenlight Insurance
Posted By: Anonymous
Re: Noel Dazely V Greenlight - 18/10/2006 18:23
Quote:
It is relevent as ND only use Ensign
Not sure this is correct as i went through ND and my policy is with Highway. Feeling a bit concerned now given the comments about Highway above.
Posted By: Anonymous
Re: Noel Dazely V Greenlight - 18/10/2006 20:15
Brokers couldnt survive if they used just one company.
Therefore they have access to many insurers - each one of those insurers targets a specific market and rates accordingly.
The brokers who are offering the most favourable rates for us (high risk cars, younger drivers, mods etc...) will most likely have 'delegated authority' enabling them to effectively write premiums as they see fit (within reason as they are accountable to the insurers). Companies such as Ensign, Highway, Equity etc... have agreements with certain brokers, ND, Greenlight, AFlux etc... and allow them this delegated authority, however each agreement will be different. ND may have it with Ensign for example but perhaps Greenlight does not (although they may have access to standard Ensign policies). Flux may have it with Equity but ND may not etc etc...
With regard to bad experiences with insurers each will have upset somebody somewhere along the line, usually administrative, waiting long time periods etc... but that is just the nature of the beast, banks are no different and we have all had to wait too long for a meal to arrive in a restaurant or waited for a bus that didnt come when it should have - inevitable and inconvenient but part of the process unfortunately.
As long as you are honest when disclosing facts at inception then when it does go wrong you should end up with the right result - whoever your insurer is - you may not feel it fair, but that doesnt make it wrong.
Dealt with Ensign, Equity, Highway etc etc for many years in the past, they were around along time before I was and will no doubt be around along time after - my point is dont be concerened about them - the inconveniences only arise due the 'human' side, inexperience, low wages and disinterest - it is only a job to them at the end of the day and you are only 1 of 000's they have to deal with.
To summise -
I am becoming my dad!!!
Posted By: Anonymous
Re: Noel Dazely V Greenlight - 18/10/2006 20:48
Quote:
Brokers couldnt survive if they used just one company.
Therefore they have access to many insurers - each one of those insurers targets a specific market and rates accordingly.
The brokers who are offering the most favourable rates for us (high risk cars, younger drivers, mods etc...) will most likely have 'delegated authority' enabling them to effectively write premiums as they see fit (within reason as they are accountable to the insurers). Companies such as Ensign, Highway, Equity etc... have agreements with certain brokers, ND, Greenlight, AFlux etc... and allow them this delegated authority, however each agreement will be different. ND may have it with Ensign for example but perhaps Greenlight does not (although they may have access to standard Ensign policies). Flux may have it with Equity but ND may not etc etc...
With regard to bad experiences with insurers each will have upset somebody somewhere along the line, usually administrative, waiting long time periods etc... but that is just the nature of the beast, banks are no different and we have all had to wait too long for a meal to arrive in a restaurant or waited for a bus that didnt come when it should have - inevitable and inconvenient but part of the process unfortunately.
As long as you are honest when disclosing facts at inception then when it does go wrong you should end up with the right result - whoever your insurer is - you may not feel it fair, but that doesnt make it wrong.
Dealt with Ensign, Equity, Highway etc etc for many years in the past, they were around along time before I was and will no doubt be around along time after - my point is dont be concerened about them - the inconveniences only arise due the 'human' side, inexperience, low wages and disinterest - it is only a job to them at the end of the day and you are only 1 of 000's they have to deal with.
To summise -
I am becoming my dad!!!
Couldn't of put it better myself
Posted By: Anonymous
Re: Noel Dazely V Greenlight - 19/10/2006 00:59
Quote:
With regard to bad experiences with insurers each will have upset somebody somewhere along the line, usually administrative, waiting long time periods etc... but that is just the nature of the beast, banks are no different and we have all had to wait too long for a meal to arrive in a restaurant or waited for a bus that didnt come when it should have - inevitable and inconvenient but part of the process unfortunately.
Its not the odd occasion, its happens everytime and it gets hidden behind the excuse of "thats the way it works" like it or lump it.
Its simply not acceptable IMO for a broker (ND in this case) to refuse to refund your money because "they haven't been refunded by the insurance company". I don't care if this is 'industry standard', time to shake up the industry.
In paying the broker, not the insurance company I dont remember signing an agreement that I would provide a credit facility for them.
Even more importantly brokers need to state up front if a policy is not transferable to another vehicle.
Posted By: Anonymous
Re: Noel Dazely V Greenlight - 19/10/2006 04:22
Some valid points cosmo for sure - im not on their side in any way - just trying to help people understand the system.
Unfortunately the form you/we sign is a contract with the Insurer, not the broker. Our proposal forms are headed with the insurers name, their questions, their terms etc... We sign the form, supposedly having read and understood every word - who does? Not me! They trade on our greed and eagerness for the cheapest quote - f*$k the service at that stage. It doesnt matter if you pay the cheapest or most expensive rate - you will get the same service - hopefully efficient, more likely not.
Unfortunately, they have to generalise and because of the type of 'market' they are dealing with, high risk cars, drivers etc... they are in a position of power over us, without a doubt. It is a necessary evil to us but a business to them. The same way you and I and the companies that pay our salaries operate (to make money) buy charging a premium for our expertese, service and sometimes just because we can! They are no different.
Could you when you took your policy out have stated to ND that on this partucular date in September you would be changing to an M3? No, same as I couldnt have told Flux that mine would get totalled and that I want to now insure a van under my specialist vehicle policy - you can guess where they told me where to go, so yes I lose out financially but thats the game, their business, thats one way they make money in order to pay us out when we need them (eventually)
It sucks and they have us by the short n curlys.
Cosmo, hope that didnt sound patronising in any way - not meant to be, I agree with your sentiment entirely.
Posted By: Anonymous
Re: Noel Dazely V Greenlight - 20/10/2006 15:12
first alternative for me, strut brace, baileys dv, stainless exhaust, chip - £465 including 2nd driver AND 3 fairly new points on the license...
Posted By: Anonymous
Re: Noel Dazely V Greenlight - 25/10/2006 21:20
Big thanks to Noel Dazely for insuring me, Age 24, 1year NCB
Chip, exhaust k&n for.......... £718
After some other insurers wanted well in excess of 1k i thought this was pretty good
Posted By: Anonymous
Re: Noel Dazely V Greenlight - 25/10/2006 21:20
oh, thats fully comp as well...
Posted By: Cappo
Re: Noel Dazely V Greenlight - 25/10/2006 21:51
Noel Dazely miraculously managed to reduce my premium - my RENEWAL premium, that is - with them by almost £200 this year when I pointed out that three Forum members, all with very different ages/locations/mod levels had all had quotes for exactly the same amount (£597) within days of each other.....
Posted By: Anonymous
Re: Noel Dazely V Greenlight - 25/10/2006 23:30
This is why people are confused and angered about the premiums they pay, the returns they get, changes they can or cant make - it is because the brokers use delegated authority to write our premiums and this can be as simple as 'pick a premium' - one they feel they can get away with.
At renewal they should look at the 'market rate' for your risk and offer accordingly. The 'market rate' may be £7/800 and the above post just illustrates how this system works - they can ignore the market and write a premium substantially lower in order to gain or retain your business. So there is no way that 'we' can make sense of it because every situation is specific due to the way the premiums are written initially.
Posted By: Anonymous
Re: Noel Dazely V Greenlight - 02/11/2006 23:25
Just had a qoute from Greenlight for £557, fully comprehensive.
I am 30 yrs old with full NCD.
All mods declared: DV26, K&N Cone, Gtech1, S/S rear can & Full body kit.
Should I consider this to be a good quotation, given that I was paying only £309 fully comp with Admiral - no Gtech or bodykit.
Am waiting for Noel Dazely to provide a quote too. Will post this here when i have it.
In the meantime, can anyone suggest alternative companies to try?
Posted By: Anonymous
Re: Noel Dazely V Greenlight - 03/11/2006 01:09
Try A Flux and tell them the best rate you have had and who its with.
Posted By: Anonymous
Re: Noel Dazely V Greenlight - 03/11/2006 01:42
Cheers Mark.
Once I've got ND's quote, I'll give them a shout.
