Accident???

Must have at least 7yrs no claims on my insurance and don't want to lose it.

In the company van a while back and some stupid twat crashed into the back of me while I was stationary. I have been asked to fill a accident insurance form by my employer for his insurance.

Would this affect my own no claims?? I was not at fault.

No it won't affect your NCB, but you will have to declare it as an accident next time you renew.

However your premium will still go up, as mine did on both occasions that i have been hit. Pisses me off no end, all cost paid by 3rd party but you still get stung come renewal time

Yep, tis true...does depend on the company though...the Admiral group in particular are rubbish for this

Should of guessed it would cost me money after all it was my fault for been stationary when a renault megane tries to slip inside my rear door

Thanks for the info.

Have just been thru this, no fault claim £0 cost....puts the premium up (about 15% from memory & yes, it was admiral!)

Insurance companies reckon that people who have not-at-fault claims are more likely to have at-fault ones.

15% seems very steep though.

Been thinking about this for a while; non fault accident, so you claim from the third party. You can claim for expenses too, such as being without the vehicle etc. So, can you not make a claim for the expected rise in insurance premium when you are due to renew?