20vt, 25 years young, £1108 tpft FIRST CAR

well first car is a lie, as i had a 380bhp gt4 on L-plates for a year.
but this will be my fist car on a full lisence.
my bike experience does not transfer, which is a bit of a 5hitter
even so, i was supprised at how low the quote was for the 20vt, i double checked every thing with the guys from Elephant (used confused serach engine) and they confirmed that the quote will be valid for 60 days
oh i also put my mum on the car, cut the cost by nearly £400 compared to a previous quote?????

yeah elephant are the daddys for cheap insurance its only 10 months mind.

Yep - Elephant/Admiral have always been cheapest for me, although am now with A-Plan - I got my 20vt at 25 too.

I have heard that Quinn are good for young/high risk drivers (i.e. no NCB)

Elephant all the way at that age. If you go TPFT then make sure you get legal cover in the policy.

Coops are great to insure as they are hard to stack!

Try Noel Dazely I pay £600 and I'm 24 with an accident to my name

adrain flux all the way! just turned 21, 6 points and i pay £800 :D:D

This topic sounds promising.. Im 32yrs of age with full ncb so im hoping maybe £400 ish...

Depends on your postcode - I would expect more like £500 for a 20vt unless you really live in the sticks!

Elephant are not the company for modded coupes.

Ross

I live in the sticks in oxfordshire, 25 full ncb with protection & enough mods for 300bhp. £513 fully comp £250 excess with Adrain Flux.
I've had quotes of very low 400's on a std 20vt, so there is hope for you.
I'm thinking under £400 for you.

agreed - you tell them you have a strut brace and they'll refuse to insure you.

Yep, that was the case for me even in an n/a

Sounding good.. Im not in the sticks im just outside oxford city.. But postcode normaly works out ok on previous quotes.

Elephant

bit of advice in respect of Quinn, I personally would not insure my toaster with them. Bad company with a bad attitude, and a bad record of paying out claims (i.e. not paying them out). They're cheap for a reason.

They can afford to be as they never cough up when it matters

Did you try greenlight? By far the lowest quote for me, and it actually went cheaper for a modded car!

elephant quoted me £850, adrian flux £700 and greenlight £540. That was with 4 yrs NCB and just turned 25.

I get quotes from lots of places and was with adrain flux before and greenlight was the cheapest. I have been with them for just over a month, i phoned them up today to add an intecooler to the list of mods and the price didn't change and i spoke to a english lad from the midlands, i could understand what he was saying which is a big bonus. I also got straight through to them not waiting listening to sh**te music like with adrian flux.

Ash

sounds good guys, but i don't think i am going to get the cost lower than 1k for a first car

Nobody could get within £300 of my elephant quote, with everything declared - 12 month policy. I've been on and off with them for the last 5 years and they often offer a bargain!

good good, seems like i'll be going with them then

elephant best for me by far,im still getting stupid quotes of 3000 on my 16vt!

only 700 with elephant

I went with the Admiral multi car and insured my 20v for £110 !fully comp. That said, Im 92 years old and live in the stix witha 72 year no claims bonus!(kidn bout that bit)

blinking hell
I have declared the exhaust and chip on my 20VT and admiral charge me £411 for a year fully comp. I'm also old and have infinate no claims bonus.