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New driver insurance #1644234
10/09/2020 09:30
10/09/2020 09:30
Joined: Mar 2006
Posts: 964
G_Man Offline OP
Club Member 1656
G_Man  Offline OP
Club Member 1656
Enjoying the ride

Joined: Mar 2006
Posts: 964
My youngest past first time last month and we bolted her on to our insurance at £200 for 4 weeks until she goes to Uni. She won't have access to the car in her first year but will have over the occasional weekend and Christmas back home. Our insurance company is charging £1k to keep her on which is a non-starter so has anyone been in a similar position and how did they manage it? It would appear that some of the short term insurance options don't cover new drivers frown

Last edited by G_Man; 10/09/2020 09:31.
Re: New driver insurance [Re: G_Man] #1644437
Yesterday at 14:09
Yesterday at 14:09
Joined: Sep 2007
Posts: 701
Behind Enemy Lines
Master_Mariner Offline
Club member 583
Master_Mariner  Offline
Club member 583
Enjoying the ride

Joined: Sep 2007
Posts: 701
Behind Enemy Lines
I think its really down to either biting the bullet now, and she pays for being insured for the year.

Or she bites it later down the line - when she is back and has work and can afford insurance.

The downside- she won't accrue any NCB- so premiums will still be high in the future.
The upside - she won't be a brand new driver- but have x years experience.

The one things insurers seem clued up on are where parents tack on siblings to their policy- and then the siblings drive the car as theirs full time...hence the large charge.

No easy way for young drivers effectively means a lot of new drivers can't afford to drive when they first pass their tests unless the bank of mum and dad pay for it..

Using a "P" and having a Big Brother Monitor fitted might lower costs...



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