Fiat Coupe Forum
- Founded by Kayjey & James Northam
- Funded by the Club for the benefit of all owners
Fiat Coupe Club UK
join the club
Fiat Coupe Forum
 
» Announced
    Posting images


» Related sites
    Main club site
    fiatcoupe.net


» External data
    owners listed
 
Who's Online Now
2 registered members (Zhenya, carmine), 153 guests, and 2 spiders.
Key: Admin, Global Mod, Mod
Forum Statistics
Forums70
Topics111,950
Posts1,324,561
Members2,149
Most Online731
Jan 14th, 2020
Top Posters(All Time)
barnacle 32,831
stan 32,111
Theresa 23,122
bockers 21,036
PeteP 20,395
JimO 17,917
Nigel 17,310
Jim_Clennell 16,540
RSS Feeds
Club Events
Club Information
Track Events
Rolling Road/RWYB
Social Events
Non-UK Events
Coupé Related Chat
Coupé Spotting
Coupé News/Press
Buying/Selling Advice
Insuring a Coupé
Basic FAQ's
How to Guides
Forum Issues
Technical Problems
General Maintenance
Styling
Tuning
Handling
ICE and Alarm
Coupés for Sale
Coupés Wanted
Parts for Sale
Parts Wanted
Group Buys
Business Forum
Other Vehicles for Sale/Wanted
Other Items for Sale/Wanted
Haggling/Offers
Ebay links
Other Cars
Other Websites
General Chat
Previous Thread
Next Thread
Print Thread
coupe salvage #1653323
07/10/2021 18:08
07/10/2021 18:08
Joined: Aug 2015
Posts: 385
Uk
M
Makkadiamond Offline OP
Making a profit
Makkadiamond  Offline OP
Making a profit
M

Joined: Aug 2015
Posts: 385
Uk
I was hit on the passenger side this morning, by a drunk driver . damage to the is to the offside rear quarter panel and office rear wheel pushed forward. (suspension arm axle, rear wishbone damage ). I am insured with direct line who tell me the cars a write off. and they need to collect the car to settle the claim. Do I have a right to claim the salvage ?

Re: coupe salvage [Re: Makkadiamond] #1653324
07/10/2021 18:25
07/10/2021 18:25
Joined: Mar 2008
Posts: 4,758
highlands
jimboy Offline
Club Member 857
jimboy  Offline
Club Member 857
Forum is my job

Joined: Mar 2008
Posts: 4,758
highlands
I would be asking them directly is the obvious route. Some Coopsters have this claim built into their insurance.


I'm an old git & happy with it,most of the time
Re: coupe salvage [Re: Makkadiamond] #1653331
07/10/2021 20:27
07/10/2021 20:27
Joined: Sep 2006
Posts: 15,778
FCSS 01684 593187
Countrycruising Offline
Club Rep Europe, member 914
Countrycruising  Offline
Club Rep Europe, member 914
Forum veteran

Joined: Sep 2006
Posts: 15,778
FCSS 01684 593187
Originally Posted by Makkadiamond
I was hit on the passenger side this morning, by a drunk driver . damage to the is to the offside rear quarter panel and office rear wheel pushed forward. (suspension arm axle, rear wishbone damage ). I am insured with direct line who tell me the cars a write off. and they need to collect the car to settle the claim. Do I have a right to claim the salvage ?


You should be able to buy it back, I'd be asking that tomorrow first thing.

Re: coupe salvage [Re: Makkadiamond] #1653333
07/10/2021 22:32
07/10/2021 22:32
Joined: Oct 2018
Posts: 106
Cleveland
P
PaulL Offline
Club Member 1872
PaulL  Offline
Club Member 1872
On a journey
P

Joined: Oct 2018
Posts: 106
Cleveland
Sorry to hear your news.

Good luck with sorting it out

Paul

Re: coupe salvage [Re: Makkadiamond] #1653335
08/10/2021 05:31
08/10/2021 05:31
Joined: Apr 2011
Posts: 352
England, Devon
lost55 Offline
Making a profit
lost55  Offline
Making a profit

Joined: Apr 2011
Posts: 352
England, Devon
If an assessor has looked at it they would give a value for the salvage. So you should get a settlement less the salvage value. That way they save money on transport costs and admin.
It's still your property so they can't remove it without your agreement. Bad luck but at least no one's hurt I hope.

Re: coupe salvage [Re: Makkadiamond] #1653338
08/10/2021 09:00
08/10/2021 09:00
Joined: Dec 2005
Posts: 17,310
Staffordshire
Nigel Offline
Club Member 123
Nigel  Offline
Club Member 123
Forum veteran

Joined: Dec 2005
Posts: 17,310
Staffordshire
not many mainstream insurance policies offer salvage rights, on the basis that most people wouldn't want their car back if it's written off. However, many of the specialist policies will offer it, due to the nature of the cars.

My question is - why would you want it back? That damage sounds like it is pretty terminal for the car - you'll probably find there's far more damage underneath - bent rear subframe, crumpled floorpan - all sorts of problems. However, if you have various mods (and they are declared), I could understand why you might want it back.

I suspect if you're insured with Direct Line, it's a bog-standard policy and you're going to get "market value", which will be a pittance. Note that you don't have to accept their first offer, which will probably be based on the cheapest Coupe they can find in the classifieds. You need to be ready with a selection of adverts for similarly-specc'd cars so that you can counter their low-ball offer.

Was the drunk-driver insured? If so, have you considered claiming directly from their insurance? You might even get a hire car until the claim is settled. This tends to focus the other insurer's mind, as hire car costs can mount up very quickly, so they'll be keen to settle ASAP.


[Linked Image]
Re: coupe salvage [Re: Makkadiamond] #1653340
08/10/2021 16:43
08/10/2021 16:43
Joined: Dec 2020
Posts: 27
Hertfordshire
A
AyliCarper Offline
club member 1883
AyliCarper  Offline
club member 1883
Discoverer
A

Joined: Dec 2020
Posts: 27
Hertfordshire
When I was hit by a lorry (no doubt about liability just like you) in my wee Honda Beat Aviva paid out a very high amount (the cheap Honda Beat on eBay had sold days before - relief! The expensive one they based the value on not unsurprisingly was unsold), knowing they'd be getting every penny back from the other insurer. They also let me keep the car but as they'd paid out so much for it I paid relatively more than it was worth. I was very surprised at how well a large company dealt with an obscure car.

Re: coupe salvage [Re: Makkadiamond] #1653357
11/10/2021 12:16
11/10/2021 12:16
Joined: Sep 2007
Posts: 806
Behind Enemy Lines
Master_Mariner Offline
Club member 583
Master_Mariner  Offline
Club member 583
Enjoying the ride

Joined: Sep 2007
Posts: 806
Behind Enemy Lines
Sorry to hear about the accident to you car.

I hope their was no-one injured.

I believe insurers tend to use Parkers as their go to initial word on valuation- then a surveyor to eye the car and try and bring the price they will offer you (its never what you insure it for unless you have agreed the valuation) down.

Parks is suggesting £4.5k at the moment. Obviously, your car may have superior spec/mileage/condition etc to warrant more.

https://www.parkers.co.uk/fiat/coupe/search-results/?_qs=TigoQ2xhc3NpZmljYXRpb25zLCdDb3VwZScpKQ--


I know I could not replace my car for that. Due to the cars rarity nowadays its really important to get an agreed value in my view- in case the worse happens.

Not sure how much that valuation would get you in repairing yours. Its sounds like its beyond that.

Hope this sad story has a good outcome!

Regards

Re: coupe salvage [Re: Makkadiamond] #1653358
11/10/2021 12:17
11/10/2021 12:17
Joined: Aug 2015
Posts: 385
Uk
M
Makkadiamond Offline OP
Making a profit
Makkadiamond  Offline OP
Making a profit
M

Joined: Aug 2015
Posts: 385
Uk
Thanks for all the advice every bit has helped

I spoke to direct line and reported the accident but. When it came to discussion ok the car I all honestly I got a bit stressed so said I will call back

Re: coupe salvage [Re: Makkadiamond] #1653360
11/10/2021 13:41
11/10/2021 13:41
Joined: Sep 2006
Posts: 15,778
FCSS 01684 593187
Countrycruising Offline
Club Rep Europe, member 914
Countrycruising  Offline
Club Rep Europe, member 914
Forum veteran

Joined: Sep 2006
Posts: 15,778
FCSS 01684 593187
Another thing to remember is the value you've been offered, have you agreed their first offer?

Re: coupe salvage [Re: Makkadiamond] #1653385
13/10/2021 11:19
13/10/2021 11:19
Joined: Jun 2007
Posts: 691
Dorchester
R
respace Offline
Enjoying the ride
respace  Offline
Enjoying the ride
R

Joined: Jun 2007
Posts: 691
Dorchester
I'm not sure about the legality of the situation but my company wouldn't allow me to buy back my GTV when it was written off by floodwater, something about it never being safe after the water damage. However as Joe says don't accept their initial offer, I queried my mine (nicely!) and they came back with an offer over £1k more than I'd paid for it and above the agreed value.


Powered by UBB.threads™ PHP Forum Software 7.7.1
(Release build 20190129)
PHP: 7.3.31 Page Time: 0.025s Queries: 15 (0.009s) Memory: 0.7920 MB (Peak: 0.8967 MB) Data Comp: Off Server Time: 2021-10-22 22:03:55 UTC