Just to clear this up, as long as you have a motor insurance policy with us via Classic Line which you have paid the additional charge to include European Breakdown Cover then I confirm, the policy is in the first instance designed to keep you and your party mobile during the journey or holiday abroad, it is what is says a breakdown policy. It does not cover the costs of parts and only provides breakdown cover where the vehicle cannot be driven as a result of a mechanical or electrical breakdown, failure or breakage, which results in you not being able to drive the car.
If the car cannot be repaired at the roadside/scene of the breakdown then the cover will arrange and pay for the reasonable cost to take the car, yourself and upto 4 passengers from the place where the vehicle broke down to the nearest garage.
If the car cannot be repaired at the roadside or the garage during the same day then the cover will provide the refund of costs to take the vehicle, you and upto 4 passengers to any one place you choose.
There are various exclusions and policies limits and you need to read your documents carefully and be aware of these. The cover is limited to an absolute maximum of £3000 in any one year/policy and you need to read the policy to understand exactly how/where this is limited and what is covered exactly and more importantly what is not.
You will know if you have this cover because you would of been issued with a breakdown certificate/schedule and the European Cover box will be highlighted. All policies have UK Breakdown as standard, so you need to check carefully which cover is in force.
full policy wording belowhttp://www.fccuk.org/documents/classicline_motor_breakdown.pdf
Hope this helps