Just paid £258 fully comp with AXA through Lancaster
£100 excess £15000 agreed valuation (unmodified, standard car) Main and named driver Legal cover European cover Choice of repairer (in the unlikely event) 5000 mile pa (should be closer to 3000 mile but for first year decided not to take a chance)
Last edited by Clintos; 19/03/201601:04. Reason: Spelling - bloody auto correct
6 photos of different angles including interior and engine bay, front, back and side shots too along with completing an online form, mileage verification from MOT Cerys and/or service history and photo too and then they pass details to specialist who confirm valuation or advise new valuation
Last edited by Clintos; 19/03/201613:00. Reason: Spelling
Not sure, the woman just said that they send the form and photos to a specialist panel who decide whether the fixed valuation is accurate and if not they would disagree and present their valuation for consideration......
I have only just got home after collecting the car so haven't looked at the form yet either.