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What a difference your address makes (Insurance) #1624056
17/08/2018 10:44
17/08/2018 10:44

E
elder81
Unregistered
elder81
Unregistered
E



Still wondering which car will be my next I thought I would do a little experiment. I did a couple of "Go Compare" quotes for an S4 avant which is still very much on my list.

The only difference in the quotes was the address.

Address 1 - My house in Maidenhead (Berkshire)

£885.35

Address 2 - My parents house in Bourne End (Buckinghamshire)

£328.52

By moving 5 miles up the road (Parents to my place) I have become £556.83 more of a risk.

Clearly i have not become more of a risk, just the area I live in is I guess.

Very frustrating and nothing I can do I know, but that is a big difference.

Re: What a difference your address makes (Insurance) [Re: ] #1624057
17/08/2018 11:10
17/08/2018 11:10
Joined: Mar 2008
Posts: 5,090
highlands
jimboy Offline
Club Member 857
jimboy  Offline
Club Member 857
Forum is my life

Joined: Mar 2008
Posts: 5,090
highlands
Aye, postcode lottery makes a difference in many ways.


I'm an old git & happy with it,most of the time
Re: What a difference your address makes (Insurance) [Re: ] #1624079
17/08/2018 19:22
17/08/2018 19:22
Joined: Aug 2007
Posts: 8,057
Southsea
G
Gunzi Offline
Club member 189, Former Club President
Gunzi  Offline
Club member 189, Former Club President
Je suis un Coupé
G

Joined: Aug 2007
Posts: 8,057
Southsea
Job title can also make a fair difference as well - although Pete tells me Police isn't the one way ticket to cheap insurance I always thought it was!

Re: What a difference your address makes (Insurance) [Re: jimboy] #1624092
18/08/2018 06:00
18/08/2018 06:00
Joined: Mar 2006
Posts: 8,852
Cambridge & Cotswolds
M
MeanRedSpider Offline
Je suis un Coupé
MeanRedSpider  Offline
Je suis un Coupé
M

Joined: Mar 2006
Posts: 8,852
Cambridge & Cotswolds
Originally Posted By jimboy
Aye, postcode lottery makes a difference in many ways.


Definitely - moving from Culloden to Culbokie nearly halved my premium.

Did make me wonder if the insurers had records that stretched a long way back as far as local violence and deaths were concerned wink

Re: What a difference your address makes (Insurance) [Re: MeanRedSpider] #1624095
18/08/2018 08:04
18/08/2018 08:04
Joined: Mar 2007
Posts: 16,662
Auld Reekie
Edinburgh Offline
Club President, member225
Edinburgh  Offline
Club President, member225
Forum veteran

Joined: Mar 2007
Posts: 16,662
Auld Reekie
laugh


BumbleBee carer smile
Re: What a difference your address makes (Insurance) [Re: ] #1624108
19/08/2018 09:20
19/08/2018 09:20
Joined: Apr 2014
Posts: 221
norwich
sharman Offline
Making a profit
sharman  Offline
Making a profit

Joined: Apr 2014
Posts: 221
norwich
I moved 2 years ago. Not even a 1/4 mile between houses. I didn't even hire a van, anything that wouldn't fit in the coupe ( beds, wardrobe, sofa etc) just got carried down the road and round the corner. Yet my insurance went up nearly 30% ,
"It's a higher risk area" I was told.
Took me half hour of arguing but I got them to waive the rise in the end.
That convinced me, they just suck a number out their thumb .

Re: What a difference your address makes (Insurance) [Re: ] #1624741
06/09/2018 09:55
06/09/2018 09:55
Joined: Apr 2015
Posts: 575
Ayrshire
ScouseCoupe Offline
Enjoying the ride
ScouseCoupe  Offline
Enjoying the ride

Joined: Apr 2015
Posts: 575
Ayrshire
When I relocated from Merseyside to Ayrshire 7 years ago, I had at the time a Alfa 166 V6 Super Lusso, my insurance was circa £1400 and had been recently renewed, when relocated got a £1100 credit back onto the debit card as paid annually.


1999 Rosso Corsa 20VT ( Restored )
2000 Rosso Alfa 916 Spider 2.0 T.S Lusso ( Under Restoration)

Re: What a difference your address makes (Insurance) [Re: ] #1624803
08/09/2018 20:21
08/09/2018 20:21

2
20vtDanV
Unregistered
20vtDanV
Unregistered
2



Yup I moved recently around 10 minutes from my previous address, £200 more expensive, not impressed at all. But hey.


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