After nearly 15 years (4 Coupes) of Coupe ownership I have had an accidental knock which potentially will result in my first ever Insurance claim!
Basically I reversed into a sneaky difficult to spot at night short post that was inline with the bottom of the rear light cluster, (no other vehicles involved) As you can see from the photo's below.
Firstly, what are people's take on this damage? if it was the only bodywork issue, I'd consider having it done privately, without claiming, however I was about to have nearly £500 worth of other bodywork done on it - ironically it was actually booked in for next week!
This extra work would now take it into 4 figures I'm guessing.
It is currently on a Classic policy with Footman James with all the usual things in place, Agreed Value/salvage retention etc etc been with them around 10 years - no claims
So I need advice what to do
1. Claim on insurance for the accidental damage
2. Go back to the bodyshop it was booked into for the other work & ask for a re-quote to include this
I do actually have a spare good condition Sprint Blue rear bumper! that I could pass onto the garage doing the work.
Finally, has anyone else claimed with Footman James? how were your experiences?.
I do want to get it all sorted, as it's the sweetest engined, most reliable Coupe I've had out the 4
but at the other end of the scale I do not have a huge budget (I was maxing out on the £500 I was going to spend on bodywork, as it's booked in for a full cambelt change too so I was spending best part of a grand on it anyway, not including this.
Thanks in advance