0 registered members (),
265
guests, and 1
spider. |
Key:
Admin,
Global Mod,
Mod
|
|
Forums69
Topics113,633
Posts1,341,396
Members1,814
|
Most Online731 Jan 14th, 2020
|
|
|
Re: coupe salvage
[Re: Makkadiamond]
#1653324
07/10/2021 18:25
07/10/2021 18:25
|
Joined: Mar 2008
Posts: 5,094 highlands
jimboy
Club Member 857
|
Club Member 857
Forum is my life
Joined: Mar 2008
Posts: 5,094
highlands
|
I would be asking them directly is the obvious route. Some Coopsters have this claim built into their insurance.
I'm an old git & happy with it,most of the time
|
|
|
Re: coupe salvage
[Re: Makkadiamond]
#1653331
07/10/2021 20:27
07/10/2021 20:27
|
Joined: Sep 2006
Posts: 17,227 FCSS 01684 593187
Countrycruising
Club Rep Europe, member 914
|
Club Rep Europe, member 914
Forum veteran
Joined: Sep 2006
Posts: 17,227
FCSS 01684 593187
|
I was hit on the passenger side this morning, by a drunk driver . damage to the is to the offside rear quarter panel and office rear wheel pushed forward. (suspension arm axle, rear wishbone damage ). I am insured with direct line who tell me the cars a write off. and they need to collect the car to settle the claim. Do I have a right to claim the salvage ? You should be able to buy it back, I'd be asking that tomorrow first thing.
|
|
|
Re: coupe salvage
[Re: Makkadiamond]
#1653338
08/10/2021 09:00
08/10/2021 09:00
|
Joined: Dec 2005
Posts: 17,367 Staffordshire
Nigel
Forum veteran
|
Forum veteran
Joined: Dec 2005
Posts: 17,367
Staffordshire
|
not many mainstream insurance policies offer salvage rights, on the basis that most people wouldn't want their car back if it's written off. However, many of the specialist policies will offer it, due to the nature of the cars.
My question is - why would you want it back? That damage sounds like it is pretty terminal for the car - you'll probably find there's far more damage underneath - bent rear subframe, crumpled floorpan - all sorts of problems. However, if you have various mods (and they are declared), I could understand why you might want it back.
I suspect if you're insured with Direct Line, it's a bog-standard policy and you're going to get "market value", which will be a pittance. Note that you don't have to accept their first offer, which will probably be based on the cheapest Coupe they can find in the classifieds. You need to be ready with a selection of adverts for similarly-specc'd cars so that you can counter their low-ball offer.
Was the drunk-driver insured? If so, have you considered claiming directly from their insurance? You might even get a hire car until the claim is settled. This tends to focus the other insurer's mind, as hire car costs can mount up very quickly, so they'll be keen to settle ASAP.
|
|
|
Re: coupe salvage
[Re: Makkadiamond]
#1653357
11/10/2021 12:16
11/10/2021 12:16
|
Joined: Sep 2007
Posts: 980 Behind Enemy Lines
Master_Mariner
Club member 583
|
Club member 583
Enjoying the ride
Joined: Sep 2007
Posts: 980
Behind Enemy Lines
|
Sorry to hear about the accident to you car. I hope their was no-one injured. I believe insurers tend to use Parkers as their go to initial word on valuation- then a surveyor to eye the car and try and bring the price they will offer you (its never what you insure it for unless you have agreed the valuation) down. Parks is suggesting £4.5k at the moment. Obviously, your car may have superior spec/mileage/condition etc to warrant more. https://www.parkers.co.uk/fiat/coupe/search-results/?_qs=TigoQ2xhc3NpZmljYXRpb25zLCdDb3VwZScpKQ--I know I could not replace my car for that. Due to the cars rarity nowadays its really important to get an agreed value in my view- in case the worse happens. Not sure how much that valuation would get you in repairing yours. Its sounds like its beyond that. Hope this sad story has a good outcome! Regards
|
|
|
|