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EU Breakdown Cover #1472986
07/02/2014 12:07
07/02/2014 12:07
Joined: Dec 2005
Posts: 3,609
S. Wales. Way beyond my means
Gripped Offline OP
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S. Wales. Way beyond my means
Anyone got a recommendation ?

Been quoted £70 from Greenflag for a 1 week trip to Italy wink or about £120 for a year.

Anyone got anything better?

Re: EU Breakdown Cover [Re: Gripped] #1473003
07/02/2014 13:17
07/02/2014 13:17
Joined: Dec 2005
Posts: 33,553
Berlin
barnacle Offline
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Berlin
Check carefully with green flag (and everybody else) - they may give you a quote but most don't deal with cars over 10 years old.

Even if they do, you'll find you're in a situation where they won't recover the car if the cost of repair and/or recovery is more than the book value of the car... seriously ungood.

Best bet I found was the classic insurance including euro recovery from Sarah on here.


[Linked Image]
Don't get no respect! Coupe Fiat 1994-2000 - an owner's guide <-- clicky!
Re: EU Breakdown Cover [Re: Gripped] #1473006
07/02/2014 13:35
07/02/2014 13:35

S
SarahJayne
Unregistered
SarahJayne
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S




Give me a call smile

Re: EU Breakdown Cover [Re: Gripped] #1473021
07/02/2014 14:45
07/02/2014 14:45
Joined: Dec 2005
Posts: 3,609
S. Wales. Way beyond my means
Gripped Offline OP
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Ok will do. Cheers.

Greenflag will cover >10years, but the price goes up.

Re: EU Breakdown Cover [Re: Gripped] #1473733
11/02/2014 12:58
11/02/2014 12:58
Joined: Jun 2006
Posts: 179
South East London
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ben20vt Offline
On a journey
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B

Joined: Jun 2006
Posts: 179
South East London
Go with ADAC the German AA. It's about £90 a year and they are excellent, you get the AA in the UK and it is the driver that is covered, not the car, so old heaps accepted!


313bhp...GT28R, Pro-Alloy FMIC & SIP, Perfect touch Live Map, Powerfiat Exhaust, Eibach springs.
Re: EU Breakdown Cover [Re: Gripped] #1473752
11/02/2014 14:44
11/02/2014 14:44
Joined: Dec 2005
Posts: 8,410
Lightwater, Surrey
DaveG Online content
Club Treasurer Member 311
DaveG  Online Content
Club Treasurer Member 311
Je suis un Coupé

Joined: Dec 2005
Posts: 8,410
Lightwater, Surrey
Mr. barnacle wont be too pleased to be called an "old heap", or did you mean the Coupe?


1996 Portofino 20vt & 2000 Pearl White Plus
1985½ & 2016 2017 Fiat 124 Spider + XF Sportbrake
Re: EU Breakdown Cover [Re: Gripped] #1473768
11/02/2014 17:03
11/02/2014 17:03
Joined: Dec 2005
Posts: 33,553
Berlin
barnacle Offline
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Berlin
Oi!

And, Oi!


[Linked Image]
Don't get no respect! Coupe Fiat 1994-2000 - an owner's guide <-- clicky!
Re: EU Breakdown Cover [Re: Gripped] #1473776
11/02/2014 17:42
11/02/2014 17:42
Joined: Jun 2006
Posts: 179
South East London
B
ben20vt Offline
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Posts: 179
South East London
I meant my 3 old heaps; T reg Merc V8, P reg 328 and '99 coupe...all worth less than £3k together. smile


313bhp...GT28R, Pro-Alloy FMIC & SIP, Perfect touch Live Map, Powerfiat Exhaust, Eibach springs.
Re: EU Breakdown Cover [Re: ben20vt] #1473825
11/02/2014 23:23
11/02/2014 23:23
Joined: Dec 2005
Posts: 21,512
Aldershot
PeteP Offline
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Originally Posted By: ben20vt
Go with ADAC the German AA. It's about £90 a year and they are excellent, you get the AA in the UK and it is the driver that is covered, not the car, so old heaps accepted!


Around £60 a year Europe and UK from Sarah's firm for my 18.5 year old coupe with guaranteed repatriation irrespective of cost/car value.

Not keen on the AA's UK prices either, so gave them the heave for both cars last year.


16VT and X1/9 1500

We must all do our part for the planet.
I unplugged a row of electric cars that nobody was using.
Re: EU Breakdown Cover [Re: PeteP] #1473841
12/02/2014 01:19
12/02/2014 01:19
Joined: Dec 2005
Posts: 3,694
Midlands
MCMike Offline
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Pete - do you have to take car Insurance out to get this recovery deal or can it be taken separately ?


1972 Triumph Stag
1984 Alfasud TI
1999 Fiat Coupe Turbo LE
2005 350Z




Re: EU Breakdown Cover [Re: Gripped] #1473915
12/02/2014 16:04
12/02/2014 16:04
Joined: Dec 2005
Posts: 21,512
Aldershot
PeteP Offline
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It can be taken out separately Mike, it's just convenient to do the two together.

I have my Grande Punto on their UK breakdown and recovery cover even though it is currently insured elsewhere.


16VT and X1/9 1500

We must all do our part for the planet.
I unplugged a row of electric cars that nobody was using.
Re: EU Breakdown Cover [Re: PeteP] #1473990
12/02/2014 21:59
12/02/2014 21:59
Joined: Dec 2005
Posts: 3,694
Midlands
MCMike Offline
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Thanks Pete, I think I will take this out, and not renew my RAC


1972 Triumph Stag
1984 Alfasud TI
1999 Fiat Coupe Turbo LE
2005 350Z




Re: EU Breakdown Cover [Re: PeteP] #1474007
12/02/2014 22:58
12/02/2014 22:58
Joined: Dec 2005
Posts: 3,609
S. Wales. Way beyond my means
Gripped Offline OP
Club member 1924
Gripped  Offline OP
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Forum is my job

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S. Wales. Way beyond my means
Originally Posted By: petep


Around £60 a year Europe and UK from Sarah's firm for my 18.5 year old coupe with guaranteed repatriation irrespective of cost/car value.

Not keen on the AA's UK prices either, so gave them the heave for both cars last year.



Erm, how on earth did you manage that? I was a bit disappointed with the quote from Sarah. She told me that as my coupe is "an old car"' ( mine is a year 2000, so 4.5 years younger than yours), that the repatriation costs would be more than that value of the car. Therefore possibly not enough to cover repatriation. It was £67 which is only £3 cheaper than Green Flag. Obviously I'll need to check the policy wording.. but not quite what I was hoping for frown


Last edited by Gripped; 12/02/2014 23:30.
Re: EU Breakdown Cover [Re: Gripped] #1474014
12/02/2014 23:44
12/02/2014 23:44
Joined: Dec 2005
Posts: 21,512
Aldershot
PeteP Offline
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It possibly depends on whether you have agreed value insurance or not.


16VT and X1/9 1500

We must all do our part for the planet.
I unplugged a row of electric cars that nobody was using.
Re: EU Breakdown Cover [Re: PeteP] #1474018
12/02/2014 23:57
12/02/2014 23:57
Joined: Dec 2005
Posts: 3,609
S. Wales. Way beyond my means
Gripped Offline OP
Club member 1924
Gripped  Offline OP
Club member 1924
Forum is my job

Joined: Dec 2005
Posts: 3,609
S. Wales. Way beyond my means
Ah... I see. I would be going for a standalone BD cover.

Thanks Pete.


Last edited by Gripped; 13/02/2014 00:18.
Re: EU Breakdown Cover [Re: Gripped] #1482030
03/04/2014 12:32
03/04/2014 12:32
Joined: Dec 2005
Posts: 8,064
South Cambs
B
Barmybob Offline
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South Cambs
I am insured with Glynwood and enquired about their Breakdown Cover. They sent me through the European recovery policy document and it states - "Limited to the value of the vehicle being UK Glass’s guide"

If you have an agreed value policy this limit is £2000 max.

Now that figure should be good for most of Europe but it could become an issue if you were say going to Italy!


Gone Audi mad!
Re: EU Breakdown Cover [Re: ben20vt] #1482097
03/04/2014 20:32
03/04/2014 20:32
Joined: Dec 2005
Posts: 8,064
South Cambs
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Barmybob Offline
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South Cambs
My German is rusty but my understanding of the ADAC rules are, if the car breaks down you’ll be recovered to the nearest garage. That Garage then has five days to fix the problem, regardless of cost. If the garage were unable to repair the car, in those 5 days, the car would then be repatriated.

There is also a company called ACE , in Germany. They offer a similar service but their garage limit is 3 days before repatriating. They are also a little cheaper.

What I can’t find in either of their small print is any mention of limits to the cost of repatriation of vehicles to their homes. I also need to clarify if both these services will also offer repatriation of vehicles to the UK.

I have asked a friend in Germany to look into this for us.


Gone Audi mad!
Re: EU Breakdown Cover [Re: Gripped] #1482198
04/04/2014 11:56
04/04/2014 11:56

S
SarahJayne
Unregistered
SarahJayne
Unregistered
S



Just to be clear.....

The European Breakdown policy offered here at Glynwood for £67, currently,is:-

- vehicle specific, so only covers the vehicle insured under it
- has no vehicle age restriction
- provides Repatriation Cover upto £2000

Please remember that a Breakdown policy is what it says a Breakdown Policy - it is mean as something to get you back on the road to continue your journey following a breakdown. Yes they will repatriate you back to the UK if there is no option of repairing the car or the car can't be repaired within the specified timescales.

The policy wording obviously explains in more detail the cover benefits and limits and I would suggest that you familiarise yourself with this along with any other insurance documents before a journey so you are fully aware of the benefits and restrictions, regardless of who your insurance is with.

Regards
Sarah

Re: EU Breakdown Cover [Re: ] #1482335
05/04/2014 01:30
05/04/2014 01:30
Joined: Dec 2005
Posts: 8,064
South Cambs
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Barmybob Offline
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South Cambs
Originally Posted By: SarahJayne
I would suggest that you familiarise yourself with this along with any other insurance documents before a journey so you are fully aware of the benefits and restrictions, regardless of who your insurance is with.


Knowing what happened to one of our members previously, after a significant motor problem, I am just after ensuring that I would be covered, if possible.

Should I suffer a similar problem during the Italy trip I would hate to loose a car for not being properly covered.


Gone Audi mad!
Re: EU Breakdown Cover [Re: Barmybob] #1482339
05/04/2014 01:45
05/04/2014 01:45
Joined: Dec 2005
Posts: 8,064
South Cambs
B
Barmybob Offline
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Posts: 8,064
South Cambs
My friend, a german garage owner and ACE agent, spoke to both the ADAC & ACE today. Both companies said they would cover UK based customers / vehicles.

They both cover the person - not any specific Vehicle.

Both would, in the first instance, recover a car to a garage for repair work. ADAC have a 5 day repair limit, ACE three days. Both said that they can decide sooner that a vehicle can't be fixed during those times and recover it to the owners home or a garage.

Should a vehicle require repatriation both stated they would limit costs, based on vehicle market values - in Germany.


Gone Audi mad!
Re: EU Breakdown Cover [Re: Gripped] #1482635
07/04/2014 13:16
07/04/2014 13:16
Joined: Jan 2009
Posts: 156
Andover
arm Offline
On a journey
arm  Offline
On a journey

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Posts: 156
Andover
So, it sounds like ADAC/ACE are more likely to repatriate our coupes?

All UK companies will just claim car is not worth repatriating and give you a train/plane ticket home which you can use to wave goodbye to your car with?


[Linked Image]
Re: EU Breakdown Cover [Re: arm] #1482642
07/04/2014 14:31
07/04/2014 14:31
Joined: Dec 2005
Posts: 21,512
Aldershot
PeteP Offline
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Aldershot
Originally Posted By: arm
All UK companies will just claim car is not worth repatriating and give you a train/plane ticket home which you can use to wave goodbye to your car with?

The mainstream ones - perhaps, much less likely with the specialist classic policies.


16VT and X1/9 1500

We must all do our part for the planet.
I unplugged a row of electric cars that nobody was using.
Re: EU Breakdown Cover [Re: Gripped] #1482646
07/04/2014 14:44
07/04/2014 14:44
Joined: Jan 2009
Posts: 156
Andover
arm Offline
On a journey
arm  Offline
On a journey

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Posts: 156
Andover
Can anybody identify a UK company that will not use 'market value' or limit repatriation costs? 'Up to £2000' or 'market value' may not be enough to repatriate from Italy and be used as a cheap get-out clause.

Call me cynical, but I know what the insurance company will prefer to do. And it won't involve your car coming back home.


[Linked Image]
Re: EU Breakdown Cover [Re: Gripped] #1482674
07/04/2014 18:09
07/04/2014 18:09
Joined: Dec 2005
Posts: 3,609
S. Wales. Way beyond my means
Gripped Offline OP
Club member 1924
Gripped  Offline OP
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Forum is my job

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S. Wales. Way beyond my means
Surely Joe (FCSS) will bring an entire set of replacement parts (including new engine) in the boot of his Coupe?

Problem solved.

rolleyes

Or, are we taking the "Top Gear Approach" and leaving our Coupe colleagues on the side of the road in a cloud of steam and dribbling oil?

Seriously though, could we consider sharing phone numbers for the trip and bring a few spares with us so that if the worst happens (and we are close by), we could help eachother out? I'm talking about small items like spare injectors, coil packs, CHOD, belts (not cam obviously since the engine would be toast), crank positions sensors etc. I can bring a semi-functional MAF for a VIS which would get someone back on the road. Plus my old cam position sensor which works most of the time !

Last edited by Gripped; 07/04/2014 18:19.
Re: EU Breakdown Cover [Re: Gripped] #1482716
07/04/2014 22:02
07/04/2014 22:02
Joined: Jan 2009
Posts: 156
Andover
arm Offline
On a journey
arm  Offline
On a journey

Joined: Jan 2009
Posts: 156
Andover
Like another famous trip to Turin, we'll also be a "Self-Preservation Society"


[Linked Image]
Re: EU Breakdown Cover [Re: Gripped] #1482753
08/04/2014 00:03
08/04/2014 00:03
Joined: Dec 2005
Posts: 3,609
S. Wales. Way beyond my means
Gripped Offline OP
Club member 1924
Gripped  Offline OP
Club member 1924
Forum is my job

Joined: Dec 2005
Posts: 3,609
S. Wales. Way beyond my means
Exactly. Keep away from coaches and mountain passes though.

Re: EU Breakdown Cover [Re: Gripped] #1483990
17/04/2014 14:43
17/04/2014 14:43
Joined: Dec 2005
Posts: 3,609
S. Wales. Way beyond my means
Gripped Offline OP
Club member 1924
Gripped  Offline OP
Club member 1924
Forum is my job

Joined: Dec 2005
Posts: 3,609
S. Wales. Way beyond my means
Still looking for a company offering EU breadown and repatriation without using the market value cost of the car.

Anyone found one yet? I bet some of the classic car places offer it.

Re: EU Breakdown Cover [Re: Gripped] #1484437
21/04/2014 00:22
21/04/2014 00:22
Joined: Mar 2007
Posts: 16,785
Auld Reekie
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Auld Reekie
Originally Posted By: Gripped
Still looking for a company offering EU breadown and repatriation without using the market value cost of the car.

Anyone found one yet? I bet some of the classic car places offer it.


Have you tried Equity Red Star?


BumbleBee carer smile
Re: EU Breakdown Cover [Re: Gripped] #1484614
22/04/2014 13:04
22/04/2014 13:04

S
SarahJayne
Unregistered
SarahJayne
Unregistered
S



Originally Posted By: Gripped
Still looking for a company offering EU breadown and repatriation without using the market value cost of the car.

Anyone found one yet? I bet some of the classic car places offer it.


I have looked at this many times for the Club and there appears to be nothing in the UK out there that offers unlimited repatriation cover. Which sounds to me like you are after. All policies have limits.

Like I have said before a Breakdown policy is taken out to get your car repaired and back on the road in the event of a breakdown, so with this in mind this IS what the policy offers. Repatriation cover is there should the car not be able to be repaired, the policy shouldn't just be taken out based on this cover as this is not what it is there for.




Re: EU Breakdown Cover [Re: ] #1484626
22/04/2014 14:17
22/04/2014 14:17
Joined: Dec 2005
Posts: 3,609
S. Wales. Way beyond my means
Gripped Offline OP
Club member 1924
Gripped  Offline OP
Club member 1924
Forum is my job

Joined: Dec 2005
Posts: 3,609
S. Wales. Way beyond my means
Hi Sarah, thanks for the help.

The difficulty I (and others) will have is that the Coupe isn't worth enough to get it repatriated. It seems a shame (and a gap in the market perhaps) that you can't pay a slightly higher premium to have unlimited repatriation. I am not insured with Glynwood - since I have a multicar policy elsewhere, so I am probably stuck.

With EU cover, I always look for repatriation cover, so for me, it is a proportion of what the cover is for. Breakdown cover is just another form of insurance after all. So I am not sure I agree that breakdown cover shouldn't be judged on repatriation as well. Unless I'm misunderstanding.

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