Agreed Value Policies now available for FCCUK user

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Agreed Value Policies now available for FCCUK user #68495 09/03/2006 22:00 09/03/2006 22:00
A Anonymous Unregistered
Anonymous Unregistered A	Just to let you guys know we are now able to offer agreed value policies on highly modified vehilces. The agreed value option is free of charge. The insurers would need a breakdown of modification costings and 5 photographs of the vehilce (digital camera pics are fine). Then a valuation figure will be placed on the vehicle. If anyone would like a quote please do not hesitate to contact me 01277 263030 or input a quote on our website www.greenlightinsurance.com Best Regards Neil Greenlight Insurance

Re: Agreed Value Policies now available for FCCUK user #68496 09/03/2006 22:45 09/03/2006 22:45
A Anonymous Unregistered
Anonymous Unregistered A	This is excellent news Neil, but can I ask why its restricted to modified vehicles? I'm sure owners of mint condition original cars will be similarly worried about the potential of receiving a paltry 'Glasses guide payout' when disaster strikes. Last edited by cosmograph; 09/03/2006 22:46.

Re: Agreed Value Policies now available for FCCUK user #68497 10/03/2006 01:29 10/03/2006 01:29
A Anonymous Unregistered
Anonymous Unregistered A	I was just talking about this today. I will try the web site for a quote.

Re: Agreed Value Policies now available for FCCUK user #68498 10/03/2006 16:47 10/03/2006 16:47
A Anonymous Unregistered
Anonymous Unregistered A	Have just had a Fully Comp quote back and it came in at £557 for my modified 20vT with the following declared mods: Hybrid Turbo Peco 2.5" Stainless to Cat Supersprint Decat Pipe Pace Chargecooler EVO 6 FMIC RamAir Induction Kit Barbz Straight Induction Mod Walbro 255 Fuel Pump GTEC2 ECU Chip RSpec PRV NGK "7" plugs Samco Silicone Hoses Koni Adjustables (inc -35mm springs) all round Suspension OMP Strut Brace Grooved and Drilled Discs Green Stuff Pads Zender Front Bumper & Sideskirts Zender Grille Pretty good considering I pay a shade over £500 at the moment with First Alternative. Especially as this is an Agreed Value quote and parts are covered on a like for like basis.

Re: Agreed Value Policies now available for FCCUK #68499 10/03/2006 16:53 10/03/2006 16:53
A Anonymous Unregistered
Anonymous Unregistered A	Quote: This is excellent news Neil, but can I ask why its restricted to modified vehicles? I'm sure owners of mint condition original cars will be similarly worried about the potential of receiving a paltry 'Glasses guide payout' when disaster strikes. We are in discussion with the underwriters at the moment about getting agreed value on standard cars as well. Hopefully they will agree the same set up as for modified cars. I'll keep you informed as to the outcome. Best Regards Neil Greenlight Insurance Last edited by Greenlight; 10/03/2006 16:54.

Re: Agreed Value Policies now available for FCCUK #68500 10/03/2006 17:01 10/03/2006 17:01
A Anonymous Unregistered
Anonymous Unregistered A	Also the same underwriter who offer the agreed value can offer trackday cover on UK circuits for £50 per day. The only track they won't do is Castle Combe, we had more claims from that track than all the other UK circuits put together. So Rather then increase the rates on all tracks to compensate for Combe's bad record we stopped covering it to keep the costs down on the other tracks. Please note your policy excess doubles for the day. Best Regards Neil Greenlight Insurance

Re: Agreed Value Policies now available for FCCUK #68501 14/03/2006 19:49 14/03/2006 19:49
A Anonymous Unregistered
Anonymous Unregistered A	We had a question raised today by a FCCUK member. Just to clarify agreed value: The agreed value payout only applies in the event of a total loss claim. In a repairable incident the modifications would be replaced on a "like for like" basis by the garage repairing the car. So the car would be returned to you with the specification it had prior to the accident. An Agreed Value policy is designed to pay a realistic market value of the car including modificatiions in the event of a total loss. We cannot value a car based on the purchase price plus the cost of all modifications. Basically if you owned a 1999 Fiat Coupe 20v Turbo that you purchased for £5000. Then you added 17" alloys, exhaust, filter and lowered suspension costing a total of £1800. The vehilcle would realistically be worth in the region of £5800-£6000 including the modifications. If you have any questions or if my explanation is not clear please do not hesitate to contact me. Best Regards Neil Greenlight Last edited by Greenlight; 14/03/2006 20:00.

Re: Agreed Value Policies now available for FCCUK #68502 15/03/2006 02:53 15/03/2006 02:53
A Anonymous Unregistered
Anonymous Unregistered A	All clear now Sorry, I was having a bad day and just could not seem to get my head round it. I will sort out the photos and give you a call Thanks Tim

Re: Agreed Value Policies now available for FCCUK #68503 15/03/2006 20:28 15/03/2006 20:28
A Anonymous Unregistered
Anonymous Unregistered A	Quote: All clear now Sorry, I was having a bad day and just could not seem to get my head round it. I will sort out the photos and give you a call Thanks Tim No probs mate just didn't want you guys thinking we trying to pull a fast one

Re: Agreed Value Policies now available for FCCUK #68504 15/03/2006 20:48 15/03/2006 20:48
A Anonymous Unregistered
Anonymous Unregistered A	While your here neil, Where do insurance companies stand on the decat as technically a car is road legal without one, or am I mistaken?

Re: Agreed Value Policies now available for FCCUK #68505 16/03/2006 15:57 16/03/2006 15:57
A Anonymous Unregistered
Anonymous Unregistered A	Quote: While your here neil, Where do insurance companies stand on the decat as technically a car is road legal without one, or am I mistaken? If the car is manufactured after 1993 the vehicle must have a catalytic converter in place or it will fail its MOT. So we cannot insure any vehicle made after 1993 that does not have a Catalyst as it is not road legal. A number of our customers fit 'Sports Cats' on their cars. Best Regards Neil Greenlight Insurance Last edited by Greenlight; 16/03/2006 21:17.

Re: Agreed Value Policies now available for FCCUK #68506 16/03/2006 20:48 16/03/2006 20:48
A Anonymous Unregistered
Anonymous Unregistered A	Thanks Neil, like it "Sports Cats"! The thing that worries me is what happens when you come to claim and you have a 'sports cat' fitted!

Re: Agreed Value Policies now available for FCCUK #68507 16/03/2006 21:16 16/03/2006 21:16
A Anonymous Unregistered
Anonymous Unregistered A	If you were to claim for a vehicle and the engineer sent to inspect notcied that the vehicle did not have a catalyst in place the insurer would most likely chuck out your claim. If a third party was invloved the insurer may also persue recovery of the TP costs from you. Basically its not a good idea to run without a cat as you invalidate the insurance. If it wasn't for the MOT requirement we would happily cover a car without a catalyst as the car would still be road legal. Sorry to be the bearer of bad news Best Regards Neil

Re: Agreed Value Policies now available for FCCUK #68508 17/03/2006 01:55 17/03/2006 01:55
A Anonymous Unregistered
Anonymous Unregistered A	Neil, If i can run by law without a CAT i guess you guys are ok to insure and cover me?? If i send some info over in a PM do you think you could doa quote at all?? Ta, Will

Re: Agreed Value Policies now available for FCCUK #68509 17/03/2006 16:37 17/03/2006 16:37
A Anonymous Unregistered
Anonymous Unregistered A	Quote: Neil, If i can run by law without a CAT i guess you guys are ok to insure and cover me?? If i send some info over in a PM do you think you could doa quote at all?? Ta, Will If you could get confirmation from the DVLA/C that it is legal for your car (manufactured after 1993) to run without a catalyst then we can cover the vehicle. If you would like to receive a price please complete your details on our website www.greenlightinsurance.com (under the club membership question please state FCCUK forum and the details will get passed to me) Best regards Neil Greenlight Last edited by Greenlight; 17/03/2006 17:31.

Re: Agreed Value Policies now available for FCCUK #68510 17/03/2006 21:05 17/03/2006 21:05
A Anonymous Unregistered
Anonymous Unregistered A	Email away Neil Ta, Will

Re: Agreed Value Policies now available for FCCUK #68511 17/03/2006 21:11 17/03/2006 21:11
A Anonymous Unregistered
Anonymous Unregistered A	Quote: Email away Neil Ta, Will Sorry mate just noticed you have LPG in the mods on your Sig. We cannot quote LPG converted vehicles under our modified schemes

Re: Agreed Value Policies now available for FCCUK #68512 17/03/2006 21:16 17/03/2006 21:16
A Anonymous Unregistered
Anonymous Unregistered A	Because my car has now been tweaked to help the LPG and some of it as part of the LPG install i cant get any cover at all?? It says in my email if i ring in i can get a quote though... Im guessing just not a very competitive one??

Re: Agreed Value Policies now available for FCCUK #68513 17/03/2006 22:00 17/03/2006 22:00
A Anonymous Unregistered
Anonymous Unregistered A	Yeah unfortunatley our modified vehicle insurers do not quote LPG vehicles. We could get a price from another insurer but the rate would be uncompetetive. The price without LPG would be in the region of £560 fully comp Best Regards Neil Greenlight Insurance

Re: Agreed Value Policies now available for FCCUK #68514 17/03/2006 22:46 17/03/2006 22:46
A Anonymous Unregistered
Anonymous Unregistered A	Could you do me a favour and see how much for it from the other insurer please Neil?? Can i ask if this would cover me on any other car 3rd party or is it not even an option due to my age??, PS i do have this already and Track day cover with HIC at the mo but on the look out for anywhere that will help me keep some more pennies towards mods but not quite ready to revert back to guzzling £1/litre petrol just yet when i pay tops 40p/Litre at the mo

Re: Agreed Value Policies now available for FCCUK #68515 18/03/2006 00:42 18/03/2006 00:42
Joined: Dec 2005 Posts: 12,294 Sandhurst Begbie Ex El Presidente
Begbie Ex El Presidente I AM a Coop Joined: Dec 2005 Posts: 12,294 Sandhurst	Interesting that Greenlight wont insure you even though there broker is Highway, yet HIC broker is Highway too! Originally Posted by Jonny - After being taken out at Spa Your car is Usain Bolt with wellies

Re: Agreed Value Policies now available for FCCUK #68516 18/03/2006 00:56 18/03/2006 00:56
A Anonymous Unregistered
Anonymous Unregistered A	I know

Re: Agreed Value Policies now available for FCCUK #68517 18/03/2006 16:23 18/03/2006 16:23
A Anonymous Unregistered
Anonymous Unregistered A	I'll make some calls monday and see what i can do. Highway are just one of our panel insurers. Best Regards Neil

Re: Agreed Value Policies now available for FCCUK #68518 18/03/2006 22:29 18/03/2006 22:29
A Anonymous Unregistered
Anonymous Unregistered A	Thats cools They underwrite my current policy and could explain why i pay so much as it includeds loads of the gubbins.... Cheers Neil, Will

Re: Agreed Value Policies now available for FCCUK #68519 19/03/2006 01:33 19/03/2006 01:33
A Anonymous Unregistered
Anonymous Unregistered A	Just had a quote and was really disappointed with it. Was quoted £557 fully comp, that £100 more than I pay now and over £150 more than Noel Dazely quoted me. Dave

Re: Agreed Value Policies now available for FCCUK #68520 19/03/2006 17:07 19/03/2006 17:07
A Anonymous Unregistered
Anonymous Unregistered A	This is a great idea, as IIRC they are very few insurers who will cover all the mods and replace like for like.

Re: Agreed Value Policies now available for FCCUK #68521 20/03/2006 16:49 20/03/2006 16:49
A Anonymous Unregistered
Anonymous Unregistered A	Quote: Thats cools They underwrite my current policy and could explain why i pay so much as it includeds loads of the gubbins.... Cheers Neil, Will Managed to sort a quote out. I e-mailed you the details. Best Regards neil Greenlight

Re: Agreed Value Policies now available for FCCUK #68522 20/03/2006 16:51 20/03/2006 16:51
A Anonymous Unregistered
Anonymous Unregistered A	Quote: Just had a quote and was really disappointed with it. Was quoted £557 fully comp, that £100 more than I pay now and over £150 more than Noel Dazely quoted me. Dave Our minimum premium on Fiat Coupe Turbos is £497 so if anyone has been quoted less than that its not worth contacting us. Best Regards Neil Greenlight Insurnace

Re: Agreed Value Policies now available for FCCUK #68523 20/03/2006 19:41 20/03/2006 19:41
A Anonymous Unregistered
Anonymous Unregistered A	Neil good quote Can i just ask does this cover me 3rd party on any other car thats insured and road legal and with owners permission?? Thanks, Will

Re: Agreed Value Policies now available for FCCUK #68524 20/03/2006 19:45 20/03/2006 19:45
A Anonymous Unregistered
Anonymous Unregistered A	Quote: Neil good quote Can i just ask does this cover me 3rd party on any other car thats insured and road legal and with owners permission?? Thanks, Will Sorry mate only available to drivers aged 25 and over

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