Just a basic rant about insurance companies.....

I recently sent £1500 on MOT services and the little odd jobs my 20VT has needed. Ater 4.5 weeks in the garage i got my baby home running great and a big smile on my face.....

That was until some compleate numpty decided to rear end me at a set of lights.....

My insurance company have always said a like for like car would be offered as a replacement for no fault claims.........

now for the rant!!!

according to the powers that be my group 20 220hp 2 door sports coupe like for like comes out as a "upto 2 litre" 4 door family euro box with an insurance group of 12 14 with maybe 140hp if im lucky to get an Sri or equivalent spec.....

im raging inside as ive always paid a premium for the better service if needed and im not getting it .....

anyone have any simialar experiences?

When someone crashed into my ST, I was offered a Clio 16V, 330 BM or a Mini Cooper S, so I took the Cooper. I would say that they were all comparable to a degree. That was with More Than

sounds like you got a better deal ... they wont even confirm what car wil be delivered..... from my point of view the 3 year old 2.5l Audi TT is the closest spec to a 20VT without going over board ......

not a 4 door family sallon with an asematic mouse under the bonnet

i was crashed into twice in 4 months 3 years ago, i got a brand new (22 miles) toyota avensis, second time jag xjs

When I had my crash, I was given a Mondeo, Titanium Edition, 2L TDCI.

Quite an impressive car, although I'd never buy one

Main thing was, it had air con. It was summer 2006, which was an extremely hot summer and it was nice to have a car with air con

When I was 19 I had a 200sx which got dinged and was first given a 1990 1.6 Escort. I told them to poke it, they then gave me a new Mondeo.

Last year when my Coupe needed a little work they gave me a Chrysler Sebring diesel.

I also got a brand new Avensis. I didn't mind that it was an enormous eurobox, because my garden needed clearing. And those paving stones were really heavy.

My wife has 1.4 Tigra, so a 2 seater convertible, she currently has a courtesy car and she has been given a brand new 2.2 Tdi Passat, nice and comparable! But as above, handy for the tip runs this weekend..

I've got a Maroon KA I don't think it's quite a like-for-like swap, but for free I ain't complaining! They're pretty good cars for a runaround.

Brother was offered a Nissan Note with more damage than his 5 series BMW when someone backed into him. The guy who dropped it off had the worst attitude you can imagine

A few angry phone calls later and a brand new blue motion Golf was delivered, which was returned 2 weeks later with an additional 5k on the clocks.

When i got rear ended in my MR2 they sent me a Alfa 159 2.5ltr Turbo as a courtesy car. I was well chuffed as you could imagine

The sent me a Fiat bravo while my 20VT is being repeared, I think they ment like for like in terms of manufacturer not power