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Points on licence and insurance #106064
03/05/2006 03:21
03/05/2006 03:21

A
Anonymous
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Anonymous
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Ive been getting conflicting answers on this all day so i thought i would put it to the panel...

How long do pints stay on you licence for?
Alot of people are saying after 3 years and you dont have to announce them or they leave your licence after three years... where as when looking for insurance you have to announce anything within the last 5 years.

Any ideas??

Re: Points on licence and insurance #106065
03/05/2006 06:03
03/05/2006 06:03
Joined: Dec 2005
Posts: 13,200
england
C
came2dance Offline
I AM a Coop
came2dance  Offline
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C

Joined: Dec 2005
Posts: 13,200
england
Well just to confuse you I think it's the other way round

I think they stay on your licence for 5 years but your insurance only asks for points or claims in the last three years. Could be wrong though


[Linked Image]www.chrisdoyle-photography.co.uk

Re: Points on licence and insurance #106066
03/05/2006 06:58
03/05/2006 06:58

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Anonymous
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Anonymous
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Some insurers ask for previous 3 years and some previous 5 years. Can be different for both points and claims etc.

Re: Points on licence and insurance #106067
03/05/2006 14:31
03/05/2006 14:31
Joined: Dec 2005
Posts: 17,917
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JimO Offline
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JimO  Offline
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They stay on your license for 3 years, the courts can refer to them for another year and the insurance companies can do what the hell they like to screw a few more pound from you

Re: Points on licence and insurance #106068
03/05/2006 18:04
03/05/2006 18:04
Joined: Dec 2005
Posts: 12,546
Northumberland
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AndrewR Offline
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AndrewR  Offline
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Joined: Dec 2005
Posts: 12,546
Northumberland
Most points stay on for 3 years, but some (i.e. points relating to drink driving offences) can last longer.

After 3 years the points no longer count towards a totting up ban, but you can not have them removed from your licence for an extra year and there is a charge for having them removed.

Insurance companies, as Jim says, can ask about as long a period as they like, but most choose 5 years.


Dear monos, a secret truth.
Re: Points on licence and insurance #106069
05/05/2006 19:57
05/05/2006 19:57

A
Anonymous
Unregistered
Anonymous
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I got my first ever 3 points last July - average speed between 2 cameras on the M1 road works. I declared them to my insurer and they confirmed that they stay on your license for 3 years but most insurance companies want to know of any points received in the last 5 years. They'll then use that against you if you get more points in your fourth or fifth year.


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