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A Break in insurance, advice please. #1264698
28/09/2011 16:52
28/09/2011 16:52
Joined: Dec 2005
Posts: 21,071
Chertsey in the Thames
bockers Offline OP
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bockers  Offline OP
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Joined: Dec 2005
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Chertsey in the Thames
Just sold my coupe due to conditions at work. If things go well i may be able to get another car in the spring, but what should I do with my insurance?

It runs out in October and I will not have a car to insure. I am covered on our Family car under my wifes insurance and will be driving still, although only at weekends. Will a break of six months lose me my NCB? If so shall i just insure a chepa runabout?

Advice info etc welcome.

Re: A Break in insurance, advice please. [Re: bockers] #1264704
28/09/2011 16:57
28/09/2011 16:57
Joined: Dec 2005
Posts: 21,512
Aldershot
PeteP Offline
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Aldershot
I'm pretty sure that a break of up to 2 years is normally acceptable with insurers before affecting NCBs.


16VT and X1/9 1500

We must all do our part for the planet.
I unplugged a row of electric cars that nobody was using.
Re: A Break in insurance, advice please. [Re: bockers] #1264850
29/09/2011 00:26
29/09/2011 00:26
Joined: Sep 2006
Posts: 8,960
west bromwich
C
coupedummy Offline
Je suis un Coupé
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Joined: Sep 2006
Posts: 8,960
west bromwich
Yup as above.Two years is the norm for ncb.After that you will lose it.


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Re: A Break in insurance, advice please. [Re: bockers] #1264892
29/09/2011 10:01
29/09/2011 10:01
Joined: Dec 2005
Posts: 21,071
Chertsey in the Thames
bockers Offline OP
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bockers  Offline OP
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Joined: Dec 2005
Posts: 21,071
Chertsey in the Thames
Cool, if I am still looking for a job after two years I'll have bigger problems than car insurance frown

Re: A Break in insurance, advice please. [Re: bockers] #1264895
29/09/2011 10:32
29/09/2011 10:32

N
NeilWilliesInsurance
Unregistered
NeilWilliesInsurance
Unregistered
N



Yes No Claims Bonus remains valid for two years from the cancellation date, so if you cancel it then two years from now, if you leave the policy running then two years from the renewal date, October.

One way to keep it going is to alternate using it with your wife's no claims bonus every year to insure your other car

Re: A Break in insurance, advice please. [Re: ] #1265342
30/09/2011 14:21
30/09/2011 14:21
Joined: Dec 2005
Posts: 21,071
Chertsey in the Thames
bockers Offline OP
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Chertsey in the Thames
Originally Posted By: NeilWilliesInsurance
One way to keep it going is to alternate using it with your wife's no claims bonus every year to insure your other car


Good idea, many thanks.


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