Early yesterday morning some *%^! drove into my car leaving a nice bit of damage to the edge of my bonnet.





Now after a bit of dedicated cctv viewing and a little bit more, ive managed to find out who hit it and i also have video to back it up.
Ive confronted the culprit and despite no apology of any sorts they have offered to pay for a full repair. However, people have warned me that if it were to be a bit expensive and he chose the insurance option, then insurance companies would refuse to pay out as it happened on a private car park. Does any body know if this is true?, it just doesnt seem fair or possible and if it came to that i would probably cry.

That sounds like non sense. My neighbor hit my Type R in the car park behind the house and the insurance paid out as they should.

looks like mine now..same spot lol (sorry mate no jokin matter)

i doubt he'd go thru insurance for that,take it to a bodyshop or someone you know and get them to sum up a price but for you to be in pocket too so to speak?

either way insurance should pay up regardless.

Agreed - you may not need insurance to drive a car on private land but you will still be insured if you are driving on it.

Not even an apologies. He's lucky he's not being done for failure to stop.

Is it not worth reporting to the police? If he's not insured or decides not to pay you could have a problem. IMO it's worth going down and mentioning it to them so that they've got it on record.

yeah agree with above. they may make him pay aswell

Private or not,if your fully comp then its insured on private land.
Private only means the land owners arent legally obliged to compensate for damage.

Yep report it to the cops!

Agree. Get it recorded with the police. Tell your insurance company and ask thier advice but to take NO action until instructed by you(depending on no claims protection etc)
I bet he's not insured. How can you be sure he will cough up?
It's a tricky one but he shouldn't get away with it like he thought he could.
Good luck.

Frog

He will pay.
I had the same thing happen to myself a little while ago.
I dont think failing to stop at the scene of a accident or however it.is worded is to friendly on the old licence

Gutted to see what's happened Kev, but absolutely delighted you have cctv footage of the person who did it

I'm glad they're not going to get away with this

This very point.

Interesting that some of us who complain about the intrusion of cctv into our lives, me included, have to admit that in this case - thank goodness!

Hope things work out well.