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Insurance needed for modified coupe for 19 yr old #1650280
21/04/2021 17:44
21/04/2021 17:44
Joined: Dec 2020
Posts: 3
Worcester
N
Nxb Offline OP
Newbie
Nxb  Offline OP
Newbie
N

Joined: Dec 2020
Posts: 3
Worcester
Hello, I am a big fan of fiat coupes and I have just bought one which I didn’t realise had performance modifications on. I am only 19 so this is quite a big problem for me. Can anyone suggest an insurance company that night insurance me for a reasonably cheap price? Thank you.

Re: Insurance needed for modified coupe for 19 yr old [Re: Nxb] #1650281
21/04/2021 18:08
21/04/2021 18:08
Joined: Apr 2012
Posts: 2,087
Glos
Brilly1uk Offline
Club member 1034
Brilly1uk  Offline
Club member 1034
Competition Level

Joined: Apr 2012
Posts: 2,087
Glos
It depends on what you describe as reasonably cheap?
Insurer's are generally wary of young (male) drivers in fast modified cars as it is a toxic mix in terms of their claims statistics.

Have you considered a "family" multi-car policy with other family members in the same household?
These insurer's tend to treat the association of multi-cars and other family members as being statistically more responsible.
If you were to accept a significant voluntary excess and have some no claims history, this should help?

The other option might be to seek out a "classic car" limited mileage policy depending on your planned mileage?

It is important to disclose the modifications otherwise people can discover the insurance invalid. shocked
Might it not be cost effective, to reverse one or two of the mods - such put back the original chip etc?


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