Fiat Coupe Forum
- Founded by Kayjey & James Northam
- Funded by the Club for the benefit of all owners
Fiat Coupe Club UK
join the club
Fiat Coupe Forum
 
» Announced
    Posting images


» Related sites
    Main club site
    fiatcoupe.net


» External data
    owners listed
 
Who's Online Now
2 registered members (Edinburgh, 1 invisible), 211 guests, and 3 spiders.
Key: Admin, Global Mod, Mod
Forum Statistics
Forums69
Topics113,598
Posts1,339,118
Members1,630
Most Online1,570
Dec 2nd, 2024
Top Posters(All Time)
barnacle 33,722
stan 32,122
Theresa 23,316
PeteP 21,703
bockers 21,074
JimO 17,917
Edinburgh 17,487
Nigel 17,370
RSS Feeds
Club Events
Club Information
Track Events
Rolling Road/RWYB
Social Events
Non-UK Events
Coupé Related Chat
Coupé Spotting
Coupé News/Press
Buying/Selling Advice
Insuring a Coupé
Basic FAQ's
How to Guides
Forum Issues
Technical Problems
General Maintenance
Styling
Tuning
Handling
ICE and Alarm
Coupés for Sale
Coupés Wanted
Parts for Sale
Parts Wanted
Group Buys
Business Forum
Other Vehicles for Sale/Wanted
Other Items for Sale/Wanted
Haggling/Offers
Ebay links
Other Cars
Other Websites
General Chat
Previous Thread
Next Thread
Print Thread
Laid up / SORN insurance #1672302
06/06/2024 14:35
06/06/2024 14:35
Joined: Mar 2006
Posts: 1,551
Scottish Borders
G_Man Offline OP
Club member 1656
G_Man  Offline OP
Club member 1656
My life on the forum

Joined: Mar 2006
Posts: 1,551
Scottish Borders
Peeps - anyone ever taken such a policy out and if so with whom please? Been on a comparison site specifically for this but unable to get a quote for some reason confused And before anyone suggests 3PFaT - it's not the same as it's for cars still on the road.

smile


77 77
Re: Laid up / SORN insurance [Re: G_Man] #1672305
06/06/2024 18:12
06/06/2024 18:12
Joined: Dec 2005
Posts: 21,703
Aldershot
PeteP Offline
Hon Club Member 005, Membership Secretary
PeteP  Offline
Hon Club Member 005, Membership Secretary
Forum Fossil

Joined: Dec 2005
Posts: 21,703
Aldershot
Alan, I believe both Hagerty and Lancaster offer this cover, though I have never bothered.

I just keep them insured for the road all the time even when they aren't taxed and not being used.

My 2 cost about £300 a year for agreed value insurance on both cars.


16VT and X1/9 1500

We must all do our part for the planet.
I unplugged a row of electric cars that nobody was using.
I even unplugged my own.
Re: Laid up / SORN insurance [Re: G_Man] #1672437
14/06/2024 14:49
14/06/2024 14:49
Joined: Sep 2007
Posts: 1,015
Behind Enemy Lines
Master_Mariner Offline
Club member 583
Master_Mariner  Offline
Club member 583
Enjoying the ride

Joined: Sep 2007
Posts: 1,015
Behind Enemy Lines
I'm in the same boat as Pete with mine,

Its always insured, and taxed. I know some point out its "dead" money when its usually laid up all winter...but just in case this global warming ever comes true- and it actually stops raining this summer - i like the freedom of knowing its ready to go legally when needed.

Of course......renewal time is just around the corner with hagerty. And I've seen some horror stories already with people having double+ increases in their insurance.

So Hagerty have their work cut out this time.

Regards

Re: Laid up / SORN insurance [Re: G_Man] #1672442
14/06/2024 20:26
14/06/2024 20:26
Joined: Dec 2005
Posts: 642
France, Charente
paulw Offline
Club Member 1326
paulw  Offline
Club Member 1326
Enjoying the ride

Joined: Dec 2005
Posts: 642
France, Charente
Similar thing here in France.

Mine is insured fully comp all year round, but during the winter if it is going to stay in it's garage for a period (usually a month each time), I just have to let the insurance company know and the premium is reduced by 50% simply for not driving it. If I want to take it out any time then likewise a quick call and I'm good to go!

Mind you, the difference is that here, all vehicles must be insured at all times, even if you are not using them!

Paul


Paul W.

[Linked Image]


Re: Laid up / SORN insurance [Re: G_Man] #1672448
15/06/2024 11:45
15/06/2024 11:45
Joined: Mar 2008
Posts: 5,103
highlands
jimboy Offline
Club Member 857
jimboy  Offline
Club Member 857
Forum is my life

Joined: Mar 2008
Posts: 5,103
highlands
Aye, I’m insured all year round. Insurance cost up here £200 including breakdown more than happy with that. Over most of the winter the beastie is locked up in my garage.


I'm an old git & happy with it,most of the time
Re: Laid up / SORN insurance [Re: G_Man] #1673330
16/08/2024 10:54
16/08/2024 10:54
Joined: Nov 2006
Posts: 483
Northampton
srm6 Offline
Enjoying the ride
srm6  Offline
Enjoying the ride

Joined: Nov 2006
Posts: 483
Northampton
First post in a few years as I've been busy with other life things - sadly not Coupe related and therefore mine has been SORN'd since the pandemic started.

It's worth giving Adrian Flux a call - I've got a laid up policy with them and for this year it was £97 all in (i.e. including their charges) so it's quite a bit less than others are quoting (albeit obviously location, no claims and so on will impact what price individuals will get)

Re: Laid up / SORN insurance [Re: G_Man] #1673336
16/08/2024 15:05
16/08/2024 15:05
Joined: Mar 2006
Posts: 1,551
Scottish Borders
G_Man Offline OP
Club member 1656
G_Man  Offline OP
Club member 1656
My life on the forum

Joined: Mar 2006
Posts: 1,551
Scottish Borders
Thanks all and srm6 for your thoughts.

Yeah I understand keeping full insurance if you have it off the road for a few months but kept on your drive / garage. Storage elsewhere appears to be an issue though as I'm storing the coupe in a barn owned by a local friendly farmer. There's security but I think the issue is it's not a recognised facility so cover is difficult. May take a gamble and not bother as it's a discreet location along a private road, restricted access etc.


77 77

Powered by UBB.threads™ PHP Forum Software 7.7.1
(Release build 20190129)
PHP: 7.3.33 Page Time: 0.009s Queries: 14 (0.004s) Memory: 0.7697 MB (Peak: 0.8399 MB) Data Comp: Off Server Time: 2024-12-08 12:24:40 UTC