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Most Online731 Jan 14th, 2020
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Still too much!
#797428
19/03/2009 13:17
19/03/2009 13:17
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warnysouth
Unregistered
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warnysouth
Unregistered
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Hi all,
28,SW London, 6yrs NCB, No accidents/points etc, 20VT with a few mods (chip/exhaust/braces/rear ARB), only 3000 miles a year...
Can't get it below £430!
Meh.
W
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Re: Still too much!
[Re: Tommy_Coop23]
#797529
19/03/2009 15:04
19/03/2009 15:04
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bulldog5046
Unregistered
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bulldog5046
Unregistered
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is £400/year really too much to insure a sports car?
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Re: Still too much!
[Re: ]
#797589
19/03/2009 16:35
19/03/2009 16:35
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Joined: Dec 2005
Posts: 9,706 Gone
Jimbo
Je suis un Coupé
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Je suis un Coupé
Joined: Dec 2005
Posts: 9,706
Gone
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Hi all,
28,SW London, 6yrs NCB, No accidents/points etc, 20VT with a few mods (chip/exhaust/braces/rear ARB), only 3000 miles a year...
Can't get it below £430!
Meh.
W Dry your eyes wet pants, I'm 37, 15 years no claims, car garaged, never claimed and I'm still paying £522 !
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Re: Still too much!
[Re: ]
#797603
19/03/2009 17:08
19/03/2009 17:08
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Joined: Dec 2005
Posts: 2,267 North Oxfordshire
simonj
Competition Level
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Competition Level
Joined: Dec 2005
Posts: 2,267
North Oxfordshire
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28,SW London, 6yrs NCB, No accidents/points etc, 20VT with a few mods (chip/exhaust/braces/rear ARB), only 3000 miles a year...
Can't get it below £430!
Meh.
Meh nothing, that's pretty good. I'm 2 years older than you, same NCB, no accidents or points, better postcode, similar level of mods and am paying £500. This is a group 18/19 car remember.
Last edited by simonj; 19/03/2009 17:08.
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Re: Still too much!
[Re: simonj]
#797620
19/03/2009 17:52
19/03/2009 17:52
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warnysouth
Unregistered
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warnysouth
Unregistered
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No it ISNT that good, because last year it was £380 with 12,000 miles a year. I'm only doing 3,000 miles a year, which is a big difference! Hi all,
28,SW London, 6yrs NCB, No accidents/points etc, 20VT with a few mods (chip/exhaust/braces/rear ARB), only 3000 miles a year...
Can't get it below £430!
Meh.
W Dry your eyes wet pants, I'm 37, 15 years no claims, car garaged, never claimed and I'm still paying £522 ! 28,SW London, 6yrs NCB, No accidents/points etc, 20VT with a few mods (chip/exhaust/braces/rear ARB), only 3000 miles a year...
Can't get it below £430!
Meh.
Meh nothing, that's pretty good. I'm 2 years older than you, same NCB, no accidents or points, better postcode, similar level of mods and am paying £500. This is a group 18/19 car remember. You guys need to ring around more then!
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Re: Still too much!
[Re: ]
#797641
19/03/2009 18:34
19/03/2009 18:34
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Joined: Oct 2008
Posts: 6,783 In the coupe.
magooagain
Club Member 259
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Club Member 259
Forum is my life
Joined: Oct 2008
Posts: 6,783
In the coupe.
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I pay 440Euros with 10,000klm limit.In France
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Re: Still too much!
[Re: ]
#797770
19/03/2009 21:51
19/03/2009 21:51
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Vickster
Unregistered
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Vickster
Unregistered
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No it ISNT that good, because last year it was £380 with 12,000 miles a year. I'm only doing 3,000 miles a year, which is a big difference!
You guys need to ring around more then! Warny - assume you have spoken to Flux,Greenlight, Dazely and quoted the forum membership...also, try Chris Knott and quote the Fiat Forum. Have you added mods hence the big increase or changed something else, address, job etc?
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Re: Still too much!
[Re: ]
#797929
20/03/2009 10:15
20/03/2009 10:15
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Joined: Dec 2005
Posts: 2,267 North Oxfordshire
simonj
Competition Level
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Competition Level
Joined: Dec 2005
Posts: 2,267
North Oxfordshire
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No it ISNT that good, because last year it was £380 with 12,000 miles a year. I'm only doing 3,000 miles a year, which is a big difference!
Insurance premiums are going up as a rule, so, no, I don't find it that surprising.
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Re: Still too much!
[Re: simonj]
#798049
20/03/2009 12:15
20/03/2009 12:15
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warnysouth
Unregistered
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warnysouth
Unregistered
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I know what you are all saying but you would expect a significant drop in your premium when you go from using it every day commuting to occasional weekend use... I've reduced my milage by a factor of 4!
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Re: Still too much!
[Re: ]
#798088
20/03/2009 12:50
20/03/2009 12:50
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Joined: Dec 2005
Posts: 2,267 North Oxfordshire
simonj
Competition Level
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Competition Level
Joined: Dec 2005
Posts: 2,267
North Oxfordshire
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Sadly, I've found it doesn't, unless you get one of those really restricted policies from a classic car insurer or some such.
IME, there's only ever been a real difference in policy prices if you are doing big mileages like 20k+ a year.
I think for a relative youngster and a group 18 car, £350-£400 or so is pretty much the 'floor' for premiums.
Last edited by simonj; 20/03/2009 12:51.
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Re: Still too much!
[Re: Tommy_Coop23]
#798734
21/03/2009 22:01
21/03/2009 22:01
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FreakinFreak
Unregistered
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FreakinFreak
Unregistered
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I think I can beat all these
43, 6 years no claims, 1 non-fault accident, 2 little mods (non-performance).
£735
and that is after ringing around
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Re: Still too much!
[Re: ]
#798743
21/03/2009 22:10
21/03/2009 22:10
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warnysouth
Unregistered
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warnysouth
Unregistered
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Have you tried ND FreakinFreak?!
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Re: Still too much!
[Re: ]
#798752
21/03/2009 22:25
21/03/2009 22:25
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Joined: Mar 2008
Posts: 5,095 highlands
jimboy
Club Member 857
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Club Member 857
Forum is my life
Joined: Mar 2008
Posts: 5,095
highlands
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What you have to take into account is where you live. Insurance will always be on the high side on deemed high risk areas. Im just over £200 FC....but I expect that where I live, old git, full no claims, etc
I'm an old git & happy with it,most of the time
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Re: Still too much!
[Re: jimboy]
#798753
21/03/2009 22:30
21/03/2009 22:30
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Vickster
Unregistered
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Vickster
Unregistered
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Indeed, pretty much all of London is an E or F rating so highest risk
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Re: Still too much!
[Re: ]
#799055
22/03/2009 18:46
22/03/2009 18:46
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FreakinFreak
Unregistered
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FreakinFreak
Unregistered
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Have you tried ND FreakinFreak?! That is with ND And I don't think AF really believed they could go that low. My postcode area is 'refer' which doesn't sound very Terry and June country, even though we've lived here nine years and never had the slightest bit of trouble. Its got a business element stuck on too, but nothing heavy like commercial travelling. If it wasn't for that Greenlight would have done it for between 450-500.
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Re: Still too much!
[Re: ]
#799554
23/03/2009 15:57
23/03/2009 15:57
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Joined: Dec 2005
Posts: 8,076 South Cambs
Barmybob
Hon Club Member: 003
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Hon Club Member: 003
Je suis un Coupé
Joined: Dec 2005
Posts: 8,076
South Cambs
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My renewal is £415 with Flux, up £20 on last year 20VT with mods, near Cambridge, old bloke with many years NCB and the club Membership discount. It is slightly more expensive than last year, but it's not too bad.
Gone Audi mad!
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Re: Still too much!
[Re: Barmybob]
#799587
23/03/2009 16:49
23/03/2009 16:49
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DanielTheManual
Unregistered
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DanielTheManual
Unregistered
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I got £375 today with mods (alloys and s/s exhaust) from Adrian Flux. My current insurers, Privilege, wanted £420 without mods or £518 with! BarmyBob - do you have more than 1 Coupe, as if not your avatar may need updating
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Re: Still too much!
[Re: ]
#799675
23/03/2009 19:30
23/03/2009 19:30
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Joined: Dec 2005
Posts: 8,076 South Cambs
Barmybob
Hon Club Member: 003
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Hon Club Member: 003
Je suis un Coupé
Joined: Dec 2005
Posts: 8,076
South Cambs
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BarmyBob - do you have more than 1 Coupe, as if not your avatar may need updating Erm, well, not really got a Turbo on the car that works ATM....... As for insurance.... I just stuck all my details into Confused dot com. Prices were cheaper, but I then had a play with milage limits. I was limited to 9000 P/A last year so decided to drop it to 5000 P/A. The last two years I have been well under that! Confused quoted £243 and a lower excess, this would be insured with Admiral. I Rang Admiral to check and the Mods were not correct so spent a few moments correcting their details and then got a new quote of £303. I then rang Flux..... £295 and a lower excess
Gone Audi mad!
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Re: Still too much!
[Re: Barmybob]
#799907
24/03/2009 03:58
24/03/2009 03:58
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Joined: Dec 2005
Posts: 21,527 Aldershot
PeteP
Hon Club Member 005, Membership Secretary
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Hon Club Member 005, Membership Secretary
Forum Fossil
Joined: Dec 2005
Posts: 21,527
Aldershot
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Admiral multicar, coupe costs £155.78 3000 miles with declared mods, never made an insurance claim. Been driving more years than many members have been alive.
16VT and X1/9 1500
We must all do our part for the planet. I unplugged a row of electric cars that nobody was using.
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Re: Still too much!
[Re: PeteP]
#799960
24/03/2009 10:14
24/03/2009 10:14
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FreakinFreak
Unregistered
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FreakinFreak
Unregistered
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I didn't think Admiral touched anyone with mods. That's why I moved from them, I wanted to put on a strutbrace and they wouldn't give me a policy for it.
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Re: Still too much!
[Re: ]
#799999
24/03/2009 11:20
24/03/2009 11:20
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Joined: Dec 2005
Posts: 21,527 Aldershot
PeteP
Hon Club Member 005, Membership Secretary
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Hon Club Member 005, Membership Secretary
Forum Fossil
Joined: Dec 2005
Posts: 21,527
Aldershot
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No, Admiral don't like strut braces, I didn't fit one so no problem for me. Other things like exhausts and wheels are OK though.
16VT and X1/9 1500
We must all do our part for the planet. I unplugged a row of electric cars that nobody was using.
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Re: Still too much!
[Re: PeteP]
#800088
24/03/2009 13:15
24/03/2009 13:15
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Joined: Aug 2008
Posts: 1,919 Stoke-on-Trent duck!
Tommy_Coop23
My life on the forum
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My life on the forum
Joined: Aug 2008
Posts: 1,919
Stoke-on-Trent duck!
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£155 a year, man i feel sick lol, i pay that much almost each month for mine and its an na sniff sniff lol
I'll be back Alor Blue Seat Leon FR 180 atm
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Re: Still too much!
[Re: Barmybob]
#800096
24/03/2009 13:23
24/03/2009 13:23
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Joined: Dec 2005
Posts: 9,706 Gone
Jimbo
Je suis un Coupé
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Je suis un Coupé
Joined: Dec 2005
Posts: 9,706
Gone
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My renewal is £415 with Flux, up £20 on last year 20VT with mods, near Cambridge, old bloke with many years NCB and the club Membership discount. It is slightly more expensive than last year, but it's not too bad. Bob, shop around ! Privilege quoted me £250 for a standard coupe, that soon went through the roof when I told them it was modded and almost quadrupled I did play greenlight off against Adrian Flux however and got my renewal quote of £657 through Adrian Flux reduced to £487 (including 15% club discount) so well worth caling a few.
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Re: Still too much!
[Re: Jimbo]
#800742
25/03/2009 10:21
25/03/2009 10:21
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Joined: Nov 2007
Posts: 2,084 Pontypool
mr_tickle
Club member 1455
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Club member 1455
Competition Level
Joined: Nov 2007
Posts: 2,084
Pontypool
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I'm about to take out a new policy on Friday. I tried Supermarket.com 20VT Full no claims, No accs or convs, Parked on main road in town, No Mods: £282 with Admiral. However, the only change I am going to make this year is a strutbrace and upgrading the Brake disks to Grooved. Would ND or flux be able to quote me competitively?
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Re: Still too much!
[Re: mr_tickle]
#801256
25/03/2009 20:39
25/03/2009 20:39
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Vickster
Unregistered
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Vickster
Unregistered
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Admiral group don't seem to like strutbraces much, check before you proceed
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Re: Still too much!
[Re: ]
#801650
26/03/2009 12:36
26/03/2009 12:36
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warnysouth
Unregistered
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warnysouth
Unregistered
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Admiral group don't seem to like strutbraces much, check before you proceed Not my experience, they upped my qoute by about £100 for upper and lower braces, and a rear ARB, plus exhaust and chip. Not bad. However, ND have just come back to me with a price <£400 so I'm happy
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