Just did an internet quotation for Adrian Flux, £577.
Rang up to confirm and clarify quote and confirm membership of Fccuk. Now down to £438 and that covers all the toys. well pleased with that outcome. more proof that membership fee for Fccuk is a licence to print money in some cases.

Received my renewal from Admiral for £423

I then called them to add some more mods that I will be fitting soon (Body Kit Etc) and also added my wife (and her speeding points!) £480 + any damaged mods will be replaced with standard items only

I then Called bell just to check £410

Then thought what the hell I would give flux a call

£387
+ all mods are covered like for like
+ 30 days free Euro cover.
+ Free legal cover

More than happy.