i have just got a quote from direct line for £394 some pence which i think is good considering tesco was charging £700 for the same cover.

thats for a 33 year old though with 14 yr no claims bonus

Do you know how much the excess was?

£350 mate

Thats just harsh posting that on this topic with all us 21 year olds paying over a grand

Im 23 . . . .i got my Coupe when i was 22
I liveed in N.W London at the time. No insurance company would insure me on the 20vt

Thats with 3 years no claims and a clean licence

I got insurance in the end with DirectLine on a 20v NA
My first year i paid £1,650 Fully Comp. This year my renual is £800 thats with 3 points, 4 years no claims and downgrading to third party fire and theft.

IM looking at getting a Turbo +
God help me on insurance when that comes to fruition

Personally i think its bang out of order My insurance is almost as much as the value of the car!

AM 21 4 years no claims,clean licence, got an LE told them everythin i have done to it eg wheels,springs,exhaust,air filter,intercooler,and the rest, have not even got half them on yet the car is currently 280bhp insured for £900 third party fire and theft with adrian flux.

wheres your rough location? it seems where you live makes a big difference

cumbria (penrith)

Ye it`s because Penrith is full of old fudy duddy drivers,just ask stan lol

My insurance was 500 fully comp on my plus with 7yrs ncb and 3 points.

Dave

your alot older than me though !!!

Yup your right! Dave is at least 45 but thinks a dodgy hairdo will make people think he is an awful lot younger than he really is!

and i have 6 points for speeding.

i do have it on a limited miles policy of about 4,000 per year.

i've found Lincolnshire seems to be a cheap area for insurance, also makes a difference it being a second/third car, well for me that is.

Not just the youngsters that get hammered

Though im currently a lurker lol, im hoping to join the coupe fraternity next year should the right car make itself available so, i've been researching prices on the insurance front.

I was rather disappointed when a search on confused for a '99 20VT with an exhaust and chip came in at £1195 with an £850 excess Im 32, Clean licence, 11 years NCB and live in a tiny town in the sussex countryside !

To put this into context... I was quoted £770 F/C on a 4.0 TVR cebera.....

Best so far is Direct Line, wanting £390 for a stock 20VT

I've just renewed my policy. I was originally quoted £1050 but shopped around and got it down to £950. Thats for a standard 20v turbo, licence held for 3 years, 3 years ncb with Admiral. Oh and I'm 21.

Ok you got me there.....you should try it Paul it would knock yrs off you, and then they would want your bus pass back

DAVE

im 20, with 3 years no claims, 3 points and i pay 1200 with adrian flux :-)

Im 23, 5 yrs no claims, 20vt plus i was paying something like 1400 tpft. in

INFO :
To people with 4 yrs or more no claims, you can 'protect' your no claims. Meaning you can have up to 2 claims and not affect your NCB number.

If you arent on 'protected' no claims policy then phone them up tomorrow and change it to protect you.

Basically, a full, (or even part fault) 'claim' is worth 2 years of bonus, which is taken away from you.
If you have say 10 yrs no claims and have an accident, (even if it's judged one percent your fault), you will lose 2 years off this. BUT! it will not then go to having 8 yrs, it will go to 3!!! (if you dont have it protected)
let me explain..

The baseline for your number no claims bonus is always 5!
If its not protected, the starting figure to be reduced from will always be 5!

Just to all the people who didnt know that.. dont want you to learn the hard way!

there all a con, young people go on there mums and dads etc because insurance companys want to charge daft money for your pride and joy. its a total joke!
it goes on how many miles you do, your job (what does it matter what my bloody job is!!!)
total

also people going tft and just thired party try going fully comp, i have been finding its cheaper, somthing to think about...

I will never pay over £600 for insurance regardless of the car. I think paying £1600 a year to be covered to simply drive a car is total lunacy sorry(unless you are very well off!)