20v Turbo Plus (market value £6999)

23 years old;
6 years NCB;
No accidents or convictions in 3 or 5 years respectively;
Hertfordshire address;

£1052 Fully Comprehensive with Protected NCB.

It sounds like a lot to me; I doubt it's significantly quicker than my current car, which costs half that to insure!

Is this a bad quote, or is it just the reputation and (potential) nickability of the Coupe that does it?!

too much who have you tried?

currently with Privilege - phoned to ask what the adjustment would be: "no under 25's"! (fair enough).

only tried Admiral since then, as when I got my current insurance two years ago, they were the next best.

tried direct line but their online quote page is down.


any suggestions?! this under-25 thing may be a repetitive problem. I can see why they do that, but I think it should be based on NCB years rather than age. There's so many 25 year olds who are completely irresponsible beind the wheel or have no real experience- but I suppose they've gotta have a system.

All to do with perceived life styles...

Job can help / hinder as well.

Try running confused.com then try the top quotes independantly

Try Greenlght, Noel Dazely, Adrian Flux as well

Sounds about right for a 23 year old to me, the car is group 19 or 20 you know.

I am not sure the nickability or the coupe reputation have anything to do with, again its a group 20 car. You want cheap insurance buy a group 10 car

well my current car's group 18 and that's half the price.

and I was insured on an e38 750iL once for less too! and that car's a monster!

greenlight seem the best for me by far.

ive only got 2 years no claims and i was quoted less than £600.

st albans isnt high crime as far as i know.

I'd imagine I am not the only person to think that a 750 is an ugly boat on wheels.

And I don't think that 406 is comparable with a Coop TBH, performance is quite a bit different between the two. One is a sports car the other is a lard arsed 2 door coupe dreaming taxi

Yes pretty but somehow dull, to my eyes anyway

Respect for a, what, 21 or 22 year old in a 750!

I had a '95 740 once, lovely machine
It had an appetite though for unleaded and very expensive 275x35x20 tyres so she had to go

I know I'm paying a lot LESS on my coop than the BMW though, although I am a little older than you

oh no, it belongs in the family, but it's not mine!
I was emplyed to drive someone, on and off, for about a year, back in 2002. I'm 23 by the way

I couldn't afford to buy that car: it's worth over 20 grand even now; it's a BMW Individual car, original order sheet shows it was £103,000 in 2000! Ticked every box on the options sheet plus has the customised paint/interior!

And in the four years it's been in my family, it's cost at least 2 grand a year to service at BMW. Plus tires etc which are 200 a piece!

You have to have seriously deep pockets to maintain it correctly; jease I WISH it was mine! (thanks for the 'respect' though)!

As for the Peugeot- well that's very modest in comparison, and I can afford to run that! Just had a major service including a radiator and cambelt/belts change and it was under a grand! Regular servicing: 200-300 per year, plus tires/bits n bobs etc! Very reliable car.

It's not actively for sale at the moment; i ran the ebay auction, but got no buyer. Best offer was somehting like 8k/8.5 k, can't remember. But it's too nice an example to let it go for that. There's some real tatty ones out there if you want a 2002-spec V6 for less. (interestingly, it's being featured in AutoExpress next week if anyone fancies a read).

As soon as I find the right Fiat Coupe i'll advertise it again; and i'll probably accept 9 then. It was 12k a year ago, so a bit of a bummer on the depreciation-front. Never mind eh? (try not to think about that if it's a nice ownership experience).

Oh that explains it then Should have got the 20" Alpinas though

Your 406 won't appreciate by the way, get as much as you can now and take the loss before it gets worse! I'd say Autotrader over ebay anytime

I expect you're right. But then, it's all bull when people say their car will appreciate. Last time I was looking at Fiat Coupe 20v Turbo's was in about 2002. And an R or S- plate with leather and aircon was about 6 to 8 grand. People were saying 'future classic, wise investment, (yadda yadda yadda), but look now! 4k for a lovely one that age! 8k for the best out there!

I'd say a mint low mileage 406 Coupe has as much chance as any of today's cars, of holding it's value, and possibly appreciating a little over the years. (But I don't intend to keep it to find out! No money where my mouth is here)! Still, this is the last chance-era to buy one like mine, still untouched and loved... before they get too cheap and all the plebs trash them! They've been out of production for 3 years now, so tidy ones are going to get rarer and rarer.

Neil,

Thank you for your reply. Could you please tell me what the excess would be (Fully Comprehensive; Protected NCB) in this situation? Compulsory + Voluntary, combined.

Many thanks

Phone him! get the number for greenlight, ask for neil, and get a proper quote.

[quote
My insurance premium literally halved with Direct Line too

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Have you told them about all your mods though?

chepest way to insure your coupe is to have it insured in your partners name with yourself on as a named driver.then so not to loose your no claims you insure hers.well its worked for me anyway

I just got a £597 quote with Greenlight for a 20VT Plus. I'm 26 yrs old, 6 years no claims. No points.

I'll try Noel Dazeley later today, but so far so good. It's cheaper to insure than my Alfa GT JTD was....bonus!