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Re: SpaItalia 2012. The dates. [Re: PeteP] #1307101
17/01/2012 07:42
17/01/2012 07:42
Joined: Dec 2005
Posts: 33,545
Berlin
barnacle Offline
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Joined: Dec 2005
Posts: 33,545
Berlin
I don't have the powers to make this a separate thread, but it probably should be:

What are people doing about recovery policies?

I am mindful of Joe's experience a couple of years back, and I have not been able to find a single recovery policy which will recover the vehicle itself, if, in the opinion of the recover company, the cost of the recovery is greater than the value of the vehicle or the cost of the repairs.

Gentlemen, as far as the world is concerned we drive rusty old scruffy Italian cars and in many cases the book value of the cars is only a grand, or even less.

Has anyone found a policy which will guarantee recovery of the vehicle to either home or a selected specialist in the case of severe damage?

Perhaps we could persuade one of our coupe-friendly companies to consider this?


[Linked Image]
Don't get no respect! Coupe Fiat 1994-2000 - an owner's guide <-- clicky!
Re: SpaItalia 2012. The dates. [Re: PeteP] #1307115
17/01/2012 10:05
17/01/2012 10:05

M
Marco20ValveT
Unregistered
Marco20ValveT
Unregistered
M



yer, Neil Willies do a policy dont they??

Mario??

Sarah??

Re: SpaItalia 2012. The dates. [Re: PeteP] #1307118
17/01/2012 10:11
17/01/2012 10:11
Joined: Sep 2006
Posts: 17,171
FCSS 01684 593187
Countrycruising Offline
Club Rep Europe, member 914
Countrycruising  Offline
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Forum veteran

Joined: Sep 2006
Posts: 17,171
FCSS 01684 593187
I asked Sarah about Coupe recovery last year but back then they weren't able to offer anything frown

Re: SpaItalia 2012. The dates. [Re: PeteP] #1307143
17/01/2012 11:19
17/01/2012 11:19
Joined: Oct 2008
Posts: 6,783
In the coupe.
magooagain Offline
Club Member 259
magooagain  Offline
Club Member 259
Forum is my life

Joined: Oct 2008
Posts: 6,783
In the coupe.
Trailors for sale or rent,room's to let 50 cents.
Oh wrong thread !



recovery policies. #1307151
17/01/2012 11:38
17/01/2012 11:38
Joined: Dec 2005
Posts: 21,509
Aldershot
PeteP Offline OP
Hon Club Member 005, Membership Secretary
PeteP  Offline OP
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Aldershot
Created as a separate thread at Barnacle's request.


16VT and X1/9 1500

We must all do our part for the planet.
I unplugged a row of electric cars that nobody was using.
Re: recovery policies. [Re: PeteP] #1307155
17/01/2012 11:50
17/01/2012 11:50
Joined: Dec 2005
Posts: 21,509
Aldershot
PeteP Offline OP
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PeteP  Offline OP
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Joined: Dec 2005
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Aldershot
Mine is covered on the annual european breakdown cover I took out through Neil Willies last year.

If I do have a problem, my argument will be the coupe's value is the agreed value on the insurance policy.

This is more than the likely cost of repatriation.


16VT and X1/9 1500

We must all do our part for the planet.
I unplugged a row of electric cars that nobody was using.
Re: recovery policies. [Re: PeteP] #1307173
17/01/2012 12:50
17/01/2012 12:50

P
proccy
Unregistered
proccy
Unregistered
P



Same here Pete, although I will be checking later when at home

Re: recovery policies. [Re: PeteP] #1307185
17/01/2012 13:21
17/01/2012 13:21
Joined: Jul 2008
Posts: 12,643
Watford
MarioCirillo Offline
Ex El Presidente
MarioCirillo  Offline
Ex El Presidente
I AM a Coop

Joined: Jul 2008
Posts: 12,643
Watford
Some people who have policies with Neil Willies will probably have european breakdown cover as part of it


Proud Owner of Rosso Speed LE041
Re: recovery policies. [Re: PeteP] #1307199
17/01/2012 13:50
17/01/2012 13:50

M
Marco20ValveT
Unregistered
Marco20ValveT
Unregistered
M



*GULP* i hope i have.. laugh

Re: recovery policies. [Re: MarioCirillo] #1307206
17/01/2012 14:00
17/01/2012 14:00
Joined: Aug 2009
Posts: 6,192
Bristol, UK
H
Hovedan Offline
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Joined: Aug 2009
Posts: 6,192
Bristol, UK
Originally Posted By: MarioCirillo
Some people who have policies with Neil Willies will probably have european breakdown cover as part of it


That ambiguous statement is far from confidence inspiring Mario! "Some" people "probably" have it.

I implore all to check!!

Re: recovery policies. [Re: PeteP] #1307208
17/01/2012 14:03
17/01/2012 14:03
Joined: Sep 2006
Posts: 8,960
west bromwich
C
coupedummy Offline
Je suis un Coupé
coupedummy  Offline
Je suis un Coupé
C

Joined: Sep 2006
Posts: 8,960
west bromwich
I have euro recovery with footman james


[Linked Image]
Re: recovery policies. [Re: PeteP] #1307237
17/01/2012 15:49
17/01/2012 15:49
Joined: Dec 2005
Posts: 33,545
Berlin
barnacle Offline
Club Member 18 - ex-Minister without Portfolio
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Joined: Dec 2005
Posts: 33,545
Berlin
Euro recovery with Green Flag - but the question is... does the car come home? A flat tyre probably exceeds the book value of mine, as it's cat C.


[Linked Image]
Don't get no respect! Coupe Fiat 1994-2000 - an owner's guide <-- clicky!
Re: recovery policies. [Re: PeteP] #1307239
17/01/2012 15:53
17/01/2012 15:53
Joined: Jul 2008
Posts: 12,643
Watford
MarioCirillo Offline
Ex El Presidente
MarioCirillo  Offline
Ex El Presidente
I AM a Coop

Joined: Jul 2008
Posts: 12,643
Watford
i dont understand this whole car not coming home thing. Can someone please explain... if i pay for recovery i want recovery home. They cant write the car off if the engine blows surly?


Proud Owner of Rosso Speed LE041
Re: recovery policies. [Re: PeteP] #1307240
17/01/2012 15:54
17/01/2012 15:54

M
Marco20ValveT
Unregistered
Marco20ValveT
Unregistered
M



yep, they did it to joe last time remember??

Re: recovery policies. [Re: PeteP] #1307241
17/01/2012 15:54
17/01/2012 15:54

M
Marco20ValveT
Unregistered
Marco20ValveT
Unregistered
M




Re: recovery policies. [Re: PeteP] #1307243
17/01/2012 15:57
17/01/2012 15:57
Joined: Jul 2008
Posts: 12,643
Watford
MarioCirillo Offline
Ex El Presidente
MarioCirillo  Offline
Ex El Presidente
I AM a Coop

Joined: Jul 2008
Posts: 12,643
Watford
yeah i did read that, still dont fully understand why


Proud Owner of Rosso Speed LE041
Re: recovery policies. [Re: PeteP] #1307244
17/01/2012 16:04
17/01/2012 16:04

M
Marco20ValveT
Unregistered
Marco20ValveT
Unregistered
M



repair over Value

Re: recovery policies. [Re: PeteP] #1307278
17/01/2012 17:29
17/01/2012 17:29
Joined: Jul 2008
Posts: 12,643
Watford
MarioCirillo Offline
Ex El Presidente
MarioCirillo  Offline
Ex El Presidente
I AM a Coop

Joined: Jul 2008
Posts: 12,643
Watford
I don't want repair
I want recovery

Also where does the value come from... my cars insurance agreed value is well higher than what the books say


Proud Owner of Rosso Speed LE041
Re: recovery policies. [Re: PeteP] #1307307
17/01/2012 18:23
17/01/2012 18:23
Joined: Dec 2005
Posts: 21,509
Aldershot
PeteP Offline OP
Hon Club Member 005, Membership Secretary
PeteP  Offline OP
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Aldershot
Recovery or repair, it is all the same to the breakdown people. It's money and they will go for the cheapest option left to themselves.

If they think they can get away with the vehicle being valued at the same price as a bag of cold sick, they will. That is roughly the value that mainstream insurers place on the car.

However if you have agreed value insurance in place, they will find it hard to argue that the cost of repair or recovery is greater than the insured value of the car.


16VT and X1/9 1500

We must all do our part for the planet.
I unplugged a row of electric cars that nobody was using.
Re: recovery policies. [Re: MarioCirillo] #1307309
17/01/2012 18:24
17/01/2012 18:24
Joined: Dec 2005
Posts: 33,545
Berlin
barnacle Offline
Club Member 18 - ex-Minister without Portfolio
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Joined: Dec 2005
Posts: 33,545
Berlin
Originally Posted By: MarioCirillo
I don't want repair
I want recovery


My point exactly...


[Linked Image]
Don't get no respect! Coupe Fiat 1994-2000 - an owner's guide <-- clicky!
Re: recovery policies. [Re: barnacle] #1307397
17/01/2012 21:55
17/01/2012 21:55
Joined: Dec 2005
Posts: 3,694
Midlands
MCMike Offline
Club member 2095
MCMike  Offline
Club member 2095
Forum is my job

Joined: Dec 2005
Posts: 3,694
Midlands
This is one of my concerns if something *bad* happens at Spa confused


1972 Triumph Stag
1984 Alfasud TI
1999 Fiat Coupe Turbo LE
2005 350Z




Re: recovery policies. [Re: PeteP] #1307413
17/01/2012 22:29
17/01/2012 22:29
Joined: Dec 2005
Posts: 6,563
Northampton England
Sedicivalvole Offline
Club member 2092
Sedicivalvole  Offline
Club member 2092
Forum is my life

Joined: Dec 2005
Posts: 6,563
Northampton England
Don't worry gwar we'll be with you laugh


Vinci Grey LE
Alfa 147 GTA 3.2 V6
BMW E92 M3 4.0 V8
Fiat Tipo Sedicivalvole 2.0 16v ABS
Re: recovery policies. [Re: Sedicivalvole] #1307419
17/01/2012 22:42
17/01/2012 22:42
Joined: Dec 2005
Posts: 3,694
Midlands
MCMike Offline
Club member 2095
MCMike  Offline
Club member 2095
Forum is my job

Joined: Dec 2005
Posts: 3,694
Midlands
Gwar - think you're getting me confused with giant ginger Dave ? cool laugh


1972 Triumph Stag
1984 Alfasud TI
1999 Fiat Coupe Turbo LE
2005 350Z




Re: recovery policies. [Re: PeteP] #1307556
18/01/2012 11:33
18/01/2012 11:33

N
NeilWilliesInsurance
Unregistered
NeilWilliesInsurance
Unregistered
N



Hello everyone

Just to clear this up, as long as you have a motor insurance policy with us via Classic Line which you have paid the additional charge to include European Breakdown Cover then I confirm, the policy is in the first instance designed to keep you and your party mobile during the journey or holiday abroad, it is what is says a breakdown policy. It does not cover the costs of parts and only provides breakdown cover where the vehicle cannot be driven as a result of a mechanical or electrical breakdown, failure or breakage, which results in you not being able to drive the car.

If the car cannot be repaired at the roadside/scene of the breakdown then the cover will arrange and pay for the reasonable cost to take the car, yourself and upto 4 passengers from the place where the vehicle broke down to the nearest garage.

If the car cannot be repaired at the roadside or the garage during the same day then the cover will provide the refund of costs to take the vehicle, you and upto 4 passengers to any one place you choose.

There are various exclusions and policies limits and you need to read your documents carefully and be aware of these. The cover is limited to an absolute maximum of £3000 in any one year/policy and you need to read the policy to understand exactly how/where this is limited and what is covered exactly and more importantly what is not.

You will know if you have this cover because you would of been issued with a breakdown certificate/schedule and the European Cover box will be highlighted. All policies have UK Breakdown as standard, so you need to check carefully which cover is in force.

full policy wording below

http://www.fiatcoupeclub.org/documents/classicline_motor_breakdown.pdf

Hope this helps

Thanks
Sarah

Re: recovery policies. [Re: PeteP] #1307560
18/01/2012 11:48
18/01/2012 11:48

M
Marco20ValveT
Unregistered
Marco20ValveT
Unregistered
M



Thanks Sarah!

smile

Re: recovery policies. [Re: PeteP] #1307572
18/01/2012 12:20
18/01/2012 12:20

N
NeilWilliesInsurance
Unregistered
NeilWilliesInsurance
Unregistered
N



Those that are attending Spa and are concerned as to whether you have this cover or not, please contact me either via email or PM with your full name, vehicle registartion number and I will happily check your policy and see if you have the cover etc.

I will be looking at providing quotations for Track Day Cover as well if anyone is considering this, again PM or email me

Thanks
Sarah

Re: recovery policies. [Re: PeteP] #1307635
18/01/2012 15:19
18/01/2012 15:19
Joined: Dec 2005
Posts: 33,545
Berlin
barnacle Offline
Club Member 18 - ex-Minister without Portfolio
barnacle  Offline
Club Member 18 - ex-Minister without Portfolio
Forum Demigod

Joined: Dec 2005
Posts: 33,545
Berlin
Are you able to provide the European Breakdown Recovery on an ad-hoc basis, Sarah, to people otherwise insured?

Also, what would Track Day Cover, er, cover?

Thanks,

Neil


[Linked Image]
Don't get no respect! Coupe Fiat 1994-2000 - an owner's guide <-- clicky!
Re: recovery policies. [Re: PeteP] #1307645
18/01/2012 15:33
18/01/2012 15:33

N
NeilWilliesInsurance
Unregistered
NeilWilliesInsurance
Unregistered
N



The European Breakdown policy refered to above is only offered as an extension of a particular motor policy we sell.

We do arrange seperate Breakdown Cover which does not need to be attached to a policy, but when I enquired last year we found that the policy was very similar to what Joe had experienced where the cover/costs were limited by the market value of the car.

In respect of Track Day Cover this is a policy which provides Accidental Damage Cover Only for the car whilst it is on the track. So should you have an motor accident on the track cover is provided for your car, any car doesn't have to be a Fiat Coupe, upto a certain specified value, however the policy is subject to a minimum £1000 Excess, so in the majority of cases the overall cover is going to be fairly low in view of the excess.

The Club arrange seperate Liability Cover for any damage caused to the track etc, further details of this can be obtained from Pete

PM or email me should you wish to enquire about the AD Cover or Breakdown Cover.

Re: SpaItalia 2012. The dates. [Re: Countrycruising] #1307656
18/01/2012 15:57
18/01/2012 15:57

N
NeilWilliesInsurance
Unregistered
NeilWilliesInsurance
Unregistered
N



Originally Posted By: Countrycruising
I asked Sarah about Coupe recovery last year but back then they weren't able to offer anything frown


Joe I could arrange it if you wanted to take out a motor policy for the car(s)you were taking to Spa and would then extend to provide European Breakdown as detailed, but I am sure you don't want to go to this expense.

Re: recovery policies. [Re: MarioCirillo] #1307667
18/01/2012 16:12
18/01/2012 16:12
Joined: Oct 2008
Posts: 6,783
In the coupe.
magooagain Offline
Club Member 259
magooagain  Offline
Club Member 259
Forum is my life

Joined: Oct 2008
Posts: 6,783
In the coupe.
Originally Posted By: MarioCirillo
I don't want repair
I want recovery

Also where does the value come from... my cars insurance agreed value is well higher than what the books say



I know it's easily said. BUT if you are going to track your beloved coupes hard (which is hard to resist) you have to be prepaired for something breaking at sometime. If you dont or cant pay for additional cover,well you know the risk. We just cant have it all our way,unless you dig deep in the pocket.
Maintain your coupe,ready for track and a long drive and then you have a great chance of being trouble free.



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