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Decat MOT and Insurance #1329291
27/03/2012 16:57
27/03/2012 16:57
Joined: Apr 2011
Posts: 360
England, Devon
lost55 Offline OP
Club member 2057
lost55  Offline OP
Club member 2057
Making a profit

Joined: Apr 2011
Posts: 360
England, Devon
How does running a decat affect MOT and insurance?
No MOT pass with decat therefore no MOT when using on road.Does this invalidate your insurance?

Re: Decat MOT and Insurance [Re: lost55] #1329508
28/03/2012 03:31
28/03/2012 03:31
Joined: Nov 2006
Posts: 1,580
Melbourne, Australia
Scuderia Offline
My life on the forum
Scuderia  Offline
My life on the forum

Joined: Nov 2006
Posts: 1,580
Melbourne, Australia
I dont know what the insurance companies will do but no court would ever rule that removing the cat could cause an acident or contribute to a claim.

Re: Decat MOT and Insurance [Re: lost55] #1329669
28/03/2012 18:01
28/03/2012 18:01
Joined: Dec 2005
Posts: 21,841
Aldershot
PeteP Offline
Hon Club Member 005, Membership Secretary
PeteP  Offline
Hon Club Member 005, Membership Secretary
Forum Fossil

Joined: Dec 2005
Posts: 21,841
Aldershot
It is illegal to drive a car without a current MOT unless taking it to or from a prebooked MOT appointment.

Therefore I would imagine the insurers could refuse to pay out any claim on the basis that the car does not comply with construction and use requirements.

Certainly they insist that the car be kept in a roadworthy condition.


16VT and X1/9 1500

We must all do our part for the planet.
I unplugged a row of electric cars that nobody was using.
I even unplugged my own.
Re: Decat MOT and Insurance [Re: lost55] #1329727
28/03/2012 22:01
28/03/2012 22:01
Joined: Apr 2011
Posts: 360
England, Devon
lost55 Offline OP
Club member 2057
lost55  Offline OP
Club member 2057
Making a profit

Joined: Apr 2011
Posts: 360
England, Devon
Thanks petep, I think it could be a way for an insurer to refuse to pay out on a technicality, especially with the new MOT regs coming in from April frown


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