|
1 registered members (Rosso),
223
guests, and 3
spiders. |
|
Key:
Admin,
Global Mod,
Mod
|
|
|
Forums69
Topics113,610
Posts1,341,233
Members1,802
| |
Most Online731
Jan 14th, 2020
|
|
|
Re: Prang! - The Plot Thickens!
[Re: AnnieMac]
#1570304
20/04/2016 07:59
20/04/2016 07:59
|
Joined: Jan 2012
Posts: 602
Stockport
patrickstar
Enjoying the ride
|
Enjoying the ride
Joined: Jan 2012
Posts: 602
Stockport
|
I'm pretty sure that you still need to have insurance, tax and a valid mot on a private car park ie pubs etc . Tesco is not private it's a public area.
I can't sorn my car only if it's in a garage, lockup or a drive connected to your home.
Last edited by patrickstar; 20/04/2016 08:00.
|
|
|
Re: Prang! - The Plot Thickens!
[Re: AnnieMac]
#1570308
20/04/2016 09:23
20/04/2016 09:23
|
n3dsd
Unregistered
|
n3dsd
Unregistered
|
found this out .."If it is publicly accessible, then the provisions of the road traffic act apply, which includes insurance, speed limits, drink driving etc. "
But if YOU dont make a claim it is up to the other driver to make a claim on your insurance . If this happens and they pay out YOU dont have to pay an excess as YOU have not made a claim (It happened to me)..you will still lose you NCB though
I would report the incident to your insurance company and let the other party do all the work..Your company will know if she has insurance or not
|
|
|
Re: Prang! - The Plot Thickens!
[Re: AnnieMac]
#1570309
20/04/2016 09:31
20/04/2016 09:31
|
Joined: Apr 2011
Posts: 360
England, Devon
lost55
Club member 2057
|
Club member 2057
Making a profit
Joined: Apr 2011
Posts: 360
England, Devon
|
If you haven't already, you need to advise your insurance company of the incident, including any specific details (names, reg no, etc). You have to do this even if you're not claiming on your own insurance for repairs to your own car. They will also advise on whether you need to inform the police. Don't work outside your insurance or you could leave yourself liable to personal claims for injury or damages. After that refer everything to your insurer, its what they're for 
|
|
|
Re: Prang! - The Plot Thickens!
[Re: AnnieMac]
#1570310
20/04/2016 09:48
20/04/2016 09:48
|
n3dsd
Unregistered
|
n3dsd
Unregistered
|
|
|
|
Re: Prang! - The Plot Thickens!
[Re: ]
#1570317
20/04/2016 10:18
20/04/2016 10:18
|
Joined: Dec 2005
Posts: 1,466
Kent
Submariner
My job on the forum
|
My job on the forum
Joined: Dec 2005
Posts: 1,466
Kent
|
really, not sure why, it's usually possible to work out fault or apportion blame why a straight denial? Conversely to all the other advice, we are talking a minor damage only impact, to a veteran car, no injuries, due to negligent driving by it would seem the OP in a car park, so forgetting the possible document offences of the other driver, this could easily be sorted between parties to make good themselves rather than alerting the insurance companies who will be the one's who gain from this by increasing premiums.
Last edited by Submariner; 20/04/2016 10:24.
|
|
|
Re: Prang! - The Plot Thickens!
[Re: AnnieMac]
#1570320
20/04/2016 10:51
20/04/2016 10:51
|
n3dsd
Unregistered
|
n3dsd
Unregistered
|
But it seems that is the way that things are going in this case ,,if your insurance company thinks you are liable they will pay ..whatever you say.
|
|
|
Re: Prang! - The Plot Thickens!
[Re: AnnieMac]
#1570326
20/04/2016 11:19
20/04/2016 11:19
|
Joined: Apr 2006
Posts: 310
n.ireland
zigman36
Making a profit
|
Making a profit
Joined: Apr 2006
Posts: 310
n.ireland
|
I had been hit by an uninsured driver a number of years ago. They offered to pay cash and I accepted. I had took details of their driving licence as part of the agreement. I.e if they didn't pay, I would be calling at their house! It's a toss up if you think they wil pay or not. If not police and insurance is only way to go.
Last edited by zigman36; 20/04/2016 11:19.
|
|
|
Re: Prang! - The Plot Thickens!
[Re: AnnieMac]
#1570332
20/04/2016 11:50
20/04/2016 11:50
|
Joined: Dec 2005
Posts: 5,895
2011 and 2015 FCCUK F1 Champ.
bezzer
Forum is my life
|
Forum is my life
Joined: Dec 2005
Posts: 5,895
2011 and 2015 FCCUK F1 Champ.
|
Well, well, well! I looked up the car I drove into at Tesco and it is not taxed. Which leads me to believe that it is not insured either. The driver said she could not remember the name of her insurance company. And she texed me today to ask if I would pay for the damage outside of the insurance. I said "No" because my no-claims is protected. Surely it would usually be the at-fault driver who would suggest this, as it's no skin off her nose where the money comes from. I have a feeling I won't be hearing anything else. It annoys me because I wouldn't dream of driving without insurance, or tax. I wondered why she yelled at me at first but then went all nice when I said we should swap insurance details. Anyway, what would you do? Would you report her or just forget about it? Put her car registration in here It'll tell you if it's insured or not.
 ......My Boy...... (PB #7)
|
|
|
Re: Prang! - The Plot Thickens!
[Re: AnnieMac]
#1570970
25/04/2016 05:29
25/04/2016 05:29
|
Joined: Jan 2016
Posts: 649
UK
Clintos
Club member 2040
|
Club member 2040
Enjoying the ride
Joined: Jan 2016
Posts: 649
UK
|
supermarket car parks are public property and an accident or drink driver etc can be arrested etc etc.....
If you don't have any damage caused to your car, I would wait and see if you hear anything from your insurance first. If the third party doesn't have insurance, you wont hear a thing and any claim against you wont be an issue. If you do hear something, then chances are she was indeed insured and you can claim ignorance and say that the third party said she would inform the insurance companies..........your call though
Boooooooooost!!!
|
|
|
|
![[Linked Image]](http://i1300.photobucket.com/albums/ag98/vambotomohawkkid/COUPESIGNATURE_zps2fe9792a.jpg)
![[Linked Image]](http://www.fiatcoupeclub.org/fiatcoupenet/pics/sig_barnacle_v1.gif)
