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Motor Legal cost insurance #1625850
09/10/2018 12:36
09/10/2018 12:36
Joined: Nov 2006
Posts: 478
Northampton
srm6 Offline OP
Enjoying the ride
srm6  Offline OP
Enjoying the ride

Joined: Nov 2006
Posts: 478
Northampton
Hi all,

Maybe I've been a mug all these years, but thought I would share something I've found this morning.

Looking into the massive price increase on my insurance, I thought about the motor legal insurance cover that I've always added as an optional extra (if it wasn't priced in), but that was £30 each x 3 cars.

Having done a small amount of searching, came across Driver Guardian who sell standalone motor legal policy cover for £20 for my wife and me (it's £15 for one person). The insurance cost will still hurt, but definitely feel better to not just be accepting this optional extra, thinking that it wasn't something offered separately!

Re: Motor Legal cost insurance [Re: srm6] #1625852
09/10/2018 13:12
09/10/2018 13:12
Joined: Jan 2006
Posts: 282
Kidderminster
kev_megadon Offline
Making a profit
kev_megadon  Offline
Making a profit

Joined: Jan 2006
Posts: 282
Kidderminster
If you are in a work union, its also worth checking if your union covers it. Im with the GMB union and motor legal cover is a completely free perk for being with them, no matter who my insurer is.

Re: Motor Legal cost insurance [Re: srm6] #1626274
23/10/2018 20:20
23/10/2018 20:20
Joined: Aug 2018
Posts: 76
Sunny Nottingham
20vtDanV Offline
Reaping the fruits
20vtDanV  Offline
Reaping the fruits

Joined: Aug 2018
Posts: 76
Sunny Nottingham
Hmmm come renewal think I need to look into this one, +1 on the forever raising premiums though.

Re: Motor Legal cost insurance [Re: srm6] #1626285
24/10/2018 09:51
24/10/2018 09:51
Joined: Oct 2010
Posts: 812
London, UK
Serg1 Offline
Club member 436
Serg1  Offline
Club member 436
Enjoying the ride

Joined: Oct 2010
Posts: 812
London, UK
These type of issues can take some time to put right. I had fraudulent claim made against me. As a claim had been made it's then registered with CUE (Claims Underwriting Exchange) until both parties have resolved their issues. As the other driver disappeared this claim was left open. I was informed this case could be left open for 2 years. 30 months I tried to get this closed. Each annual renewal I had to mention this claim which increased my premiums. After 30 months I received a letter from my previous insurance company to say they had decided to close the case due to no evidence. I than had to notify CUE and have it removed. I'm now trying to claim back all the extra money spent on higher premiums. All this because someone used my reg plate to say I was involved in motor accident when I wasn't.

Re: Motor Legal cost insurance [Re: srm6] #1627340
26/11/2018 19:20
26/11/2018 19:20
Joined: Dec 2005
Posts: 1,279
Kent
Submariner Offline
My job on the forum
Submariner  Offline
My job on the forum

Joined: Dec 2005
Posts: 1,279
Kent
MEMS do the same Legal Cover for 4 vehicles for about £30 for 24months. Insurance company Legal Cover is a racket for each individual policy. Having said that mine was free with RCIB this month with cash back for £83 fully comp and 4000m pa.


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