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"Up to" 25% discount with Lancaster Insurance #1656788
05/04/2022 14:49
05/04/2022 14:49
Joined: Mar 2007
Posts: 14,304
Auld Reekie
Edinburgh Offline OP
Club President, member225
Edinburgh  Offline OP
Club President, member225
I AM a Coop

Joined: Mar 2007
Posts: 14,304
Auld Reekie
The Club (specifically myself and PeteP at the NEC show) has been approached with a view to attracting business. The 25% discount is "circumstances dependent". Here are the elements of their offer:

Static Show Cover
Historic Rally Cover
Choice of repairer
Salvage Retention
Free EU cover up to 90 days
Two Year Agreed Valuation
Laid Up Cover Available*
24 Hour Claims Helpline
UK Based Call Centre
Limit Mileage Discounts

I put some further questions to him and his replies were as follows:

-The coupe could be your daily and only car, although policy prices are generally lower if it is a secondary vehicle. Proof isn't always required that it is a secondary vehicle in the event of a claim and depends on the circumstances of the claim, it is not something I can give a concrete answer to I am afraid.

- Our mileage caps out at a maximum of 8000 miles.

-We do offer an agreed value policy, there isn't a lower limit – but we don't insure vehicles with a value lower than £1500 if that helps (which shouldn't be a problem for any Fiat Coupe).

-The coupe would not need to be garaged, as we understand that garages are a luxury that some people don't have.
-Upon renewal hopefully a competitive price providing there have been no material changes in situation.

Contact: Aaron.Prior@lancasterinsurance.co.uk


BumbleBee back:)
Re: "Up to" 25% discount with Lancaster Insurance [Re: Edinburgh] #1656795
05/04/2022 17:54
05/04/2022 17:54
Joined: Feb 2020
Posts: 8
Tillicoultry
S
Scott1law Offline
Club Member 1944
Scott1law  Offline
Club Member 1944
Newbie
S

Joined: Feb 2020
Posts: 8
Tillicoultry
I contacted Lancaster insurance and went through the process to get a costing for an agreed valuation. All was going well up to now, however they want you to pay for the insurance before they send the information to the underwriter to get the agreed valuation, this may be less that you hoped for or already have paid for. In the meantime any claim it would be market value.

The quote did not show any discount as mention above. I have written an email to Aaron to ask could the process of sending in pictures receipts, etc before completing the purchase, this will allow you to have the agreed value before purchase. makes sense to me. I will keep you posted regarding his reply.

Does anybody else have a company that can agree before paying premium and waiting for the lottery of an agreed price????

Re: "Up to" 25% discount with Lancaster Insurance [Re: Edinburgh] #1656797
05/04/2022 18:22
05/04/2022 18:22
Joined: Mar 2007
Posts: 14,304
Auld Reekie
Edinburgh Offline OP
Club President, member225
Edinburgh  Offline OP
Club President, member225
I AM a Coop

Joined: Mar 2007
Posts: 14,304
Auld Reekie
I've also contacted Aaron for a response to this Scott.

On a personal note I was contacted by someone from their sales team today and I only found out after being given a quote that an agreed value wouldn't be available if it was kept on the public road.


BumbleBee back:)
Re: "Up to" 25% discount with Lancaster Insurance [Re: Edinburgh] #1656804
05/04/2022 22:27
05/04/2022 22:27
Joined: Oct 2018
Posts: 227
Cleveland
P
PaulL Offline
Club Member 1872
PaulL  Offline
Club Member 1872
Making a profit
P

Joined: Oct 2018
Posts: 227
Cleveland
Was Aaron sporting a pencil moustache and wearing correspondent shoes ?

Re: "Up to" 25% discount with Lancaster Insurance [Re: Edinburgh] #1656812
06/04/2022 12:23
06/04/2022 12:23
Joined: Mar 2007
Posts: 14,304
Auld Reekie
Edinburgh Offline OP
Club President, member225
Edinburgh  Offline OP
Club President, member225
I AM a Coop

Joined: Mar 2007
Posts: 14,304
Auld Reekie
Had a quick response from Aaron at Lancaster and tbh he wasn't happy with either of the two above outcomes. He's going to look into it further with higher management to see if something more suitable can be put in place for our needs, especially the agreed value issue.

He was quite apologetic and given his attitude I think we should give them some more leeway.


BumbleBee back:)
Re: "Up to" 25% discount with Lancaster Insurance [Re: Edinburgh] #1657640
17/05/2022 21:17
17/05/2022 21:17
Joined: Dec 2005
Posts: 1,437
Kent
Submariner Offline
My job on the forum
Submariner  Offline
My job on the forum

Joined: Dec 2005
Posts: 1,437
Kent
Have had Lancaster Ins on and off for 30yrs.....recently over the last few year's my experience has not been good at all with regard to admin on NCD (they lose or remove it everytime), fees for private plates (didnt pay) and constant spamming via SMS, call and email at renewal time. This was for both of my MGs.....I would not use them.

Re: "Up to" 25% discount with Lancaster Insurance [Re: Edinburgh] #1658477
25/06/2022 18:24
25/06/2022 18:24
Joined: Dec 2005
Posts: 1,281
Motherwell - Scotland
Rosso Offline
Club board member 1442
Rosso  Offline
Club board member 1442
My job on the forum

Joined: Dec 2005
Posts: 1,281
Motherwell - Scotland
Well after my renewal came through at £224 from Hagerty and some discussions with them around agreed values and upping my mileage per year its brought the premuim up to £317 so i thought id ring Lancaster to see if they could beat it.

And so Lancaster weren't all that much cheaper for a very comparable policy at £276 but not requiring breakdown cover for this year has saved me £££

£7500 Agreed value has to be confirmed with photos and could be more or less.
3000 miles
£150 excess

Premium £217


[Linked Image]
Re: "Up to" 25% discount with Lancaster Insurance [Re: Edinburgh] #1658483
25/06/2022 22:37
25/06/2022 22:37
Joined: Mar 2007
Posts: 14,304
Auld Reekie
Edinburgh Offline OP
Club President, member225
Edinburgh  Offline OP
Club President, member225
I AM a Coop

Joined: Mar 2007
Posts: 14,304
Auld Reekie
Good outcome, let's see what they offer at the renewal..


BumbleBee back:)
Re: "Up to" 25% discount with Lancaster Insurance [Re: Edinburgh] #1658486
26/06/2022 05:07
26/06/2022 05:07
Joined: Dec 2005
Posts: 1,281
Motherwell - Scotland
Rosso Offline
Club board member 1442
Rosso  Offline
Club board member 1442
My job on the forum

Joined: Dec 2005
Posts: 1,281
Motherwell - Scotland
Absolutely as these things go it usually goes up although In fairness to Hagerty the premium did stay pretty much the same for 4 years.

Just awaiting the information for uploading the photos.


[Linked Image]
Re: "Up to" 25% discount with Lancaster Insurance [Re: Edinburgh] #1658564
28/06/2022 11:03
28/06/2022 11:03
Joined: Dec 2005
Posts: 1,281
Motherwell - Scotland
Rosso Offline
Club board member 1442
Rosso  Offline
Club board member 1442
My job on the forum

Joined: Dec 2005
Posts: 1,281
Motherwell - Scotland
And as described and 48hrs later I've received my link to the portal to upload photos for the agreed valuation.


[Linked Image]
Re: "Up to" 25% discount with Lancaster Insurance [Re: Edinburgh] #1659400
03/08/2022 12:56
03/08/2022 12:56
Joined: Dec 2005
Posts: 1,281
Motherwell - Scotland
Rosso Offline
Club board member 1442
Rosso  Offline
Club board member 1442
My job on the forum

Joined: Dec 2005
Posts: 1,281
Motherwell - Scotland
Agreed value photos and requested documents uploaded 12th July now complete with a nice valuation in place.


[Linked Image]

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