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Accident??? #260406
17/12/2006 23:24
17/12/2006 23:24

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Anonymous
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Anonymous
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Must have at least 7yrs no claims on my insurance and don't want to lose it.

In the company van a while back and some stupid twat crashed into the back of me while I was stationary. I have been asked to fill a accident insurance form by my employer for his insurance.

Would this affect my own no claims?? I was not at fault.

Re: Accident??? #260407
18/12/2006 02:40
18/12/2006 02:40
Joined: Dec 2005
Posts: 12,546
Northumberland
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AndrewR Offline
I AM a Coop
AndrewR  Offline
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Joined: Dec 2005
Posts: 12,546
Northumberland
No it won't affect your NCB, but you will have to declare it as an accident next time you renew.


Dear monos, a secret truth.
Re: Accident??? #260408
18/12/2006 03:56
18/12/2006 03:56

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However your premium will still go up, as mine did on both occasions that i have been hit. Pisses me off no end, all cost paid by 3rd party but you still get stung come renewal time

Re: Accident??? #260409
18/12/2006 04:12
18/12/2006 04:12

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Anonymous
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Yep, tis true...does depend on the company though...the Admiral group in particular are rubbish for this

Re: Accident??? #260410
19/12/2006 00:52
19/12/2006 00:52

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Should of guessed it would cost me money after all it was my fault for been stationary when a renault megane tries to slip inside my rear door

Thanks for the info.

Re: Accident??? #260411
20/12/2006 16:30
20/12/2006 16:30
Joined: Aug 2006
Posts: 3,700
burning oil in the alfa
whatmoretyres Offline
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Joined: Aug 2006
Posts: 3,700
burning oil in the alfa
Have just been thru this, no fault claim £0 cost....puts the premium up (about 15% from memory & yes, it was admiral!)


Smart Fitness and GPS seller tongue
Re: Accident??? #260412
20/12/2006 18:57
20/12/2006 18:57
Joined: Dec 2005
Posts: 12,546
Northumberland
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AndrewR Offline
I AM a Coop
AndrewR  Offline
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Joined: Dec 2005
Posts: 12,546
Northumberland
Insurance companies reckon that people who have not-at-fault claims are more likely to have at-fault ones.

15% seems very steep though.


Dear monos, a secret truth.
Re: Accident??? [Re: ] #285373
30/01/2007 00:27
30/01/2007 00:27
Joined: Jan 2006
Posts: 859
North-East
zak Offline
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Joined: Jan 2006
Posts: 859
North-East
 Originally Posted By: Lou
However your premium will still go up, as mine did on both occasions that i have been hit. Pisses me off no end, all cost paid by 3rd party but you still get stung come renewal time <img src="/forum/images/graemlins/mad.gif" alt="" />


Been thinking about this for a while; non fault accident, so you claim from the third party. You can claim for expenses too, such as being without the vehicle etc. So, can you not make a claim for the expected rise in insurance premium when you are due to renew?


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