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Insuring an LE 20VT; any problems? - Admiral #374027
11/06/2007 22:11
11/06/2007 22:11
Joined: May 2007
Posts: 52
Berkshire, UK
ajw Offline OP
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ajw  Offline OP
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Berkshire, UK
Hi there - picking up my Red 20VT LE on Fri/Sat this week and went to setup insurance with Admiral. Called them and prob made a mistake mentioning its an LE cause the guy says it isn't listed and he needs to run a query with the underwriters; the reg comes back as std 20VT. Anyone else out there had problems insuring their LE ????

Re: Insuring an LE 20VT; any problems? - Admiral [Re: ajw] #374037
11/06/2007 22:32
11/06/2007 22:32

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I've got an LE insured with Admiral. I'm pretty sure that it's named as a standard 20VT on the policy - which is what they came up with on the number plate search.
You've got me worried now though - as I'm currently claiming on the policy after someone ran into me!

Re: Insuring an LE 20VT; any problems? - Admiral [Re: ] #374047
11/06/2007 22:55
11/06/2007 22:55
Joined: May 2007
Posts: 52
Berkshire, UK
ajw Offline OP
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ajw  Offline OP
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Berkshire, UK
I got off the phone and ran a quote online, no problems - but it wasn't identified as an LE from the reg. Amazingly the quote online was £421 whereas on the phone it was £580! But the guy on the phone was adamant the LE wasn't on the system and i wouldn't be covered for all the additional items on the LE compared to 20VT...hope your claim goes ok

Re: Insuring an LE 20VT; any problems? - Admiral [Re: ajw] #374052
11/06/2007 23:01
11/06/2007 23:01

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Moment of truth will come tomorrow. In all other aspects the cover has been great though. No quibbles at all, and a hire car arranged straight away - horrible diesel Passat though °\(

Re: Insuring an LE 20VT; any problems? - Admiral [Re: ] #375008
13/06/2007 12:45
13/06/2007 12:45
Joined: May 2007
Posts: 52
Berkshire, UK
ajw Offline OP
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ajw  Offline OP
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Berkshire, UK
How did you get on with the claim? Admiral called me yesterday and declined the car on basis of non standard parts for the LE! But I can just buy from them online!!...if you have had no problems when actually claiming then its prob ok

Re: Insuring an LE 20VT; any problems? - Admiral [Re: ajw] #375044
13/06/2007 14:21
13/06/2007 14:21
Joined: Dec 2005
Posts: 6,564
Northampton England
Sedicivalvole Offline
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This is a common problem.

Some insurers do not list the LE. Tell admiral they are wrong and closest car to it is a late Plus.

I would make very clear that you own an LE not a normal car as if something happens you could be liable. Remembering the LE's higher insurance group etc.


Vinci Grey LE
Alfa 147 GTA 3.2 V6
BMW E92 M3 4.0 V8
Fiat Tipo Sedicivalvole 2.0 16v ABS
Re: Insuring an LE 20VT; any problems? - Admiral [Re: Sedicivalvole] #375052
13/06/2007 14:34
13/06/2007 14:34
Joined: May 2007
Posts: 52
Berkshire, UK
ajw Offline OP
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Will try again but their underwriter said no due to 'potential lack of available parts' if involved in an accident....

Re: Insuring an LE 20VT; any problems? - Admiral [Re: ajw] #375072
13/06/2007 15:17
13/06/2007 15:17
Joined: Dec 2005
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Northampton England
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Tell them they have no idea what they are on about and to F off then call Noel Dazely \:\)

LE shares alot of parts with the Plus. To be honest they are just muppets \:D but I would be very cautious with them


Vinci Grey LE
Alfa 147 GTA 3.2 V6
BMW E92 M3 4.0 V8
Fiat Tipo Sedicivalvole 2.0 16v ABS
Re: Insuring an LE 20VT; any problems? - Admiral [Re: Sedicivalvole] #375096
13/06/2007 15:51
13/06/2007 15:51
Joined: May 2007
Posts: 52
Berkshire, UK
ajw Offline OP
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ajw  Offline OP
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Berkshire, UK
Well - just off the phone from them again; they absolutely will not insure a Fiat Coupe LE; too many 'non-standard parts' - they do seem to have looked into it properly via various web sites; so told them forget it; will need to transfer my NCB from other car to the Coupe - awaiting calls back from Noel Dazely and Greenlight...assume you had no problems with Noel D?

WARNING to any LE owners out there with Admiral insurance; you may not be covered if you claim for a non-std part over and above std 20VT; that is how they have your car classed

Re: Insuring an LE 20VT; any problems? - Admiral [Re: ajw] #375106
13/06/2007 16:15
13/06/2007 16:15
Joined: Dec 2005
Posts: 6,564
Northampton England
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Sedicivalvole  Offline
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No issues with Noel Dazeley confirm to them it is an LE and ask to speak to Dean let him know your a forum member etc


Vinci Grey LE
Alfa 147 GTA 3.2 V6
BMW E92 M3 4.0 V8
Fiat Tipo Sedicivalvole 2.0 16v ABS
Re: Insuring an LE 20VT; any problems? - Admiral [Re: Sedicivalvole] #375594
14/06/2007 01:28
14/06/2007 01:28
Joined: May 2007
Posts: 52
Berkshire, UK
ajw Offline OP
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ajw  Offline OP
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Berkshire, UK
Noel Dazeley SORTED!! Dean was excellent - great quote; cheaper than admiral and all the rest! Cheers

Re: Insuring an LE 20VT; any problems? - Admiral [Re: ajw] #375621
14/06/2007 02:11
14/06/2007 02:11
Joined: Dec 2005
Posts: 6,564
Northampton England
Sedicivalvole Offline
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Glad to help \:\)

What did they get it down too?


Vinci Grey LE
Alfa 147 GTA 3.2 V6
BMW E92 M3 4.0 V8
Fiat Tipo Sedicivalvole 2.0 16v ABS
Re: Insuring an LE 20VT; any problems? - Admiral [Re: ajw] #375622
14/06/2007 02:12
14/06/2007 02:12

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The claim seems to be going OK. Not sure if they;ve noticed it's an LE yet though. I'm bracing myself for a battle - I don't think it's going to be easy

Re: Insuring an LE 20VT; any problems? - Admiral [Re: ] #375634
14/06/2007 02:29
14/06/2007 02:29
Joined: May 2007
Posts: 52
Berkshire, UK
ajw Offline OP
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ajw  Offline OP
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Posts: 52
Berkshire, UK
Admiral wanted £750....ND got me fully comp w/business use for £428...only got 2 yrs NCB

Essexell - they won't pick up on it unless one of the damaged parts is LE v specific?? Hope it all goes ok

Re: Insuring an LE 20VT; any problems? - Admiral [Re: ajw] #375844
14/06/2007 16:03
14/06/2007 16:03
Joined: Dec 2005
Posts: 6,564
Northampton England
Sedicivalvole Offline
Club member 2092
Sedicivalvole  Offline
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Well then it certainly was worth it \:\)

Use some of that change and become a FCCUK member ;\)


Vinci Grey LE
Alfa 147 GTA 3.2 V6
BMW E92 M3 4.0 V8
Fiat Tipo Sedicivalvole 2.0 16v ABS
Re: Insuring an LE 20VT; any problems? - Admiral [Re: Sedicivalvole] #405020
30/07/2007 20:00
30/07/2007 20:00
Joined: Dec 2005
Posts: 399
Leicester
Deano Offline
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Posts: 399
Leicester
An LE is down as a 20v turbo 6 speed 1998 - 1998,

Re: Insuring an LE 20VT; any problems? - Admiral [Re: Deano] #408441
04/08/2007 18:53
04/08/2007 18:53

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Yes just to confirm Deano's contribution (as the original Mr Online LE - see my ancient site http://www.dtcoupele.cwc.net/index.htm)

I just posted this on another thread (as just going through my insurance renewal and hence reading through this bit of the site for once)....

Agree the registration number does just come up with the standard 20v Turbo.

On most systems you need to amend the car to the specific LE one (which IS in a higher group and hence more expensive), eg typically something like this:
Year 1998 ->
Maker Fiat ->
Model Coupe ->
Engine 1998 ->
Car = Fiat Coupe 20V (6-speed) Turbo 2dr Std 98

That *is* the LE because that was the ONLY 6-speed Fiat Coupe 20V in 1998. The 6-speed variant without the LE bits only came out in 1999 once they'd assessed the market and feedback from the LE.

That's what I've always done since 1999 (in 1998 the insurers hadn't caught up) and never had a problem with my four claims - 3 in first year for break ins, and 1 in 2005 for a traffic light shunt which did specifically cover an LE bit with Elephant (ie the front under bonnet spoiler which had to be replaced).

Re: Insuring an LE 20VT; any problems? - Admiral [Re: ] #411694
09/08/2007 20:13
09/08/2007 20:13
Joined: Jun 2007
Posts: 4,597
Malaysia..Glasgow at heart
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Malaysia..Glasgow at heart
I think Deetee is right about it. But the problem with these big insurance companies is that they might be really difficult to deal with and sometimes, the fact that it is an LE just complicates things when communicating with them. Just dealt with Dean from noel Dazely after everyones good word about them. They provided a great quote and a service which felt much more personalized. Makes you wonder why bother talking to someone behind a computer in call centres. All you get from them is..'Computer says No......'

Re: Insuring an LE 20VT; any problems? - Admiral [Re: Kelv27] #422568
27/08/2007 04:21
27/08/2007 04:21
Joined: Dec 2005
Posts: 6,564
Northampton England
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Club member 2092
Sedicivalvole  Offline
Club member 2092
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Joined: Dec 2005
Posts: 6,564
Northampton England
Couldn't agree more Kelv Dean has always been good for me


Vinci Grey LE
Alfa 147 GTA 3.2 V6
BMW E92 M3 4.0 V8
Fiat Tipo Sedicivalvole 2.0 16v ABS

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