Anybody have stocks and shares isa ?
Just looking for people's thoughts and opinions.
Ideally I need to do something with my savings, currently 1.5% post office isa

Forget ISA's as rates are pathetic

Went from a Tessa to a PIP ( Personal Investment Trust ). Typical return past 7 years is a average of 14% year on year on low and medium risk stocks and shares.

14% sounds more like it

If you want practically zero risk with lower values consider TSB current account, 5% on up to £2k, plus 5% on monthly saver, max in is £250 p/m. Need to transfer £500 p/m into current ac, the wife and I opened an account each and standing order £500 between them pm. No need to change your current a/c, this is in addition to.

Ive run S&S ISA for quite a few years.

Even with losing a fair amount on a couple of firms that went to the wall in spectacular style, Ive come out (so far!) really well.

BUT it is a risk, even if you put your lump into firms you think are safe because theyve been around for decades.

Inside or outside an ISA - only invest in shares with money you are happy to lose, its potentially a dangerous game of roulette.